Filed under Rule 424(b)(2), Registration Statement No. 333-226651

Preliminary Pricing Supplement No. 276 - Dated Monday, November 15, 2021 (To: Prospectus dated August 7, 2018)

CUSIP

Principal

Selling

Gross

Net

Coupon

Coupon

Coupon

Maturity

1st Coupon

1st Coupon

Survivor's

Product

Number

Amount

Price

Concession

Proceeds

Type

Rate

Frequency

Date

Date

Amount

Option

Ranking

02006DA68

[]

100.000%

0.825%

[]

Fixed

1.150%

Monthly

11/15/2024

12/15/2021

$0.61

Yes

Senior Unsecured Notes

Redemption Information: Callable at 100% on 5/15/2022 and Semi-Annually thereafter with 30 Calendar Days' Notice.

02006DA76

[]

100.000%

1.250%

[]

Fixed

1.650%

Monthly

11/15/2026

12/15/2021

$0.87

Yes

Senior Unsecured Notes

Redemption Information: Callable at 100% on 5/15/2022 and Semi-Annually thereafter with 30 Calendar Days' Notice.

Ally Financial Inc. Offering Date: Monday, November 15, 2021 through Monday, November 22, 2021 Trade Date: Monday, November 22, 2021 @ 12:00 PM ET Settle Date: Friday, November 26, 2021 Minimum Denomination/Increments:$1,000.00/$1,000.00 Initial trades settle flat and clear SDFS: DTC Book Entry only DTC Number 0235 via RBC Dain Rauscher Inc   Agents: InspereX, LLC, Citigroup, RBC Capital Markets, Morgan Stanley, J.P. Morgan, Wells Fargo Advisors, LLC   If the maturity date or an interest payment date for any note is not a business day (as term is defined in prospectus), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue from, and after, the maturity date or interest payment date. Ally Financial Inc. Ally Financial Term Notes, Series A Prospectus dated August 7, 2018