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Finance Receivables and Loans, Net - Schedule of Loan Modifications (Details)
$ in Millions
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
USD ($)
Sep. 30, 2024
USD ($)
Sep. 30, 2025
USD ($)
Sep. 30, 2024
USD ($)
Sep. 30, 2025
USD ($)
loan
Sep. 30, 2024
USD ($)
loan
Dec. 31, 2024
USD ($)
Financing Receivable, Troubled Debt Restructuring              
Trial modifications, term     3 months        
Trial modifications, amount $ 8   $ 8   $ 8   $ 4
Total 267 $ 217 $ 562 $ 556      
Percentage of total     0.40% 0.40%      
Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total 4 0 $ 8 $ 5      
Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total 257 156 527 481      
Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 4 3 6 5      
Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total 1 43 17 50      
Combination              
Financing Receivable, Troubled Debt Restructuring              
Total 1 15 4 15      
Consumer              
Financing Receivable, Troubled Debt Restructuring              
Total 245 140 463 325 574 $ 441  
Consumer | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         466 330  
Consumer | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         73 70  
Consumer | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         21 26  
Consumer | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         14 15  
Consumer | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total 1 0 1 0      
Consumer | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total 238 131 451 307      
Consumer | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 4 3 6 5      
Consumer | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total 1 6 1 13      
Consumer | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total 1 0 4 0      
Consumer | Automotive              
Financing Receivable, Troubled Debt Restructuring              
Total 242 132 457 309 $ 568 $ 421  
Number of loans redefaulted | loan         2,075 1,205  
Amortized cost of loans redefaulted         $ 51 $ 29  
Consumer | Automotive | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         462 317  
Consumer | Automotive | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         72 67  
Consumer | Automotive | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         21 25  
Consumer | Automotive | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         13 12  
Consumer | Automotive | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 0 $ 0      
Payment extensions, number of months extended/deferred 36 months 30 months 33 months 29 months      
Consumer | Automotive | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 237 $ 130 $ 450 $ 305 558 416  
Consumer | Automotive | Contractual maturity extensions | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         459 316  
Consumer | Automotive | Contractual maturity extensions | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         72 67  
Consumer | Automotive | Contractual maturity extensions | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         20 25  
Consumer | Automotive | Contractual maturity extensions | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         7 8  
Consumer | Automotive | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 4 2 6 4 8 4  
Principal forgiveness, amount forgiven 1 1 2 1      
Consumer | Automotive | Principal forgiveness | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         1 0  
Consumer | Automotive | Principal forgiveness | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Automotive | Principal forgiveness | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         1 0  
Consumer | Automotive | Principal forgiveness | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         6 4  
Consumer | Automotive | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 0 $ 0      
Interest rate concessions, initial rate 0.00% 0.00% 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00% 0.00% 0.00%      
Consumer | Automotive | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total $ 1 $ 0 $ 1 $ 0 2 1  
Interest rate concessions, initial rate 11.70% 0.00% 12.40% 0.00%      
Interest rate concessions, revised rate 7.60% 0.00% 8.10% 0.00%      
Payment extensions, initial term 69 months   70 months        
Payment extensions, revised term 98 months   95 months        
Consumer | Automotive | Combination | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         2 1  
Consumer | Automotive | Combination | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Automotive | Combination | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Automotive | Combination | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Consumer mortgage finance receivables              
Financing Receivable, Troubled Debt Restructuring              
Total $ 3 $ 1 $ 6 $ 2 6 4  
Consumer | Consumer mortgage finance receivables | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         4 3  
Consumer | Consumer mortgage finance receivables | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         1 1  
Consumer | Consumer mortgage finance receivables | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Consumer mortgage finance receivables | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         1 0  
Consumer | Consumer mortgage finance receivables | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total $ 1 $ 0 $ 1 $ 0 1    
Payment extensions, number of months extended/deferred 213 months 126 months 215 months 176 months      
Consumer | Consumer mortgage finance receivables | Payment deferrals | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Consumer | Consumer mortgage finance receivables | Payment deferrals | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         1    
Consumer | Consumer mortgage finance receivables | Payment deferrals | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Consumer | Consumer mortgage finance receivables | Payment deferrals | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Consumer | Consumer mortgage finance receivables | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 1 $ 1 $ 1 $ 2 1 3  
Consumer | Consumer mortgage finance receivables | Contractual maturity extensions | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         1 2  
Consumer | Consumer mortgage finance receivables | Contractual maturity extensions | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 1  
Consumer | Consumer mortgage finance receivables | Contractual maturity extensions | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Consumer mortgage finance receivables | Contractual maturity extensions | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Consumer mortgage finance receivables | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 0 0 0 0      
Principal forgiveness, amount forgiven 0 0 0 0      
Consumer | Consumer mortgage finance receivables | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 1 $ 0 $ 1 $ 0 1    
Interest rate concessions, initial rate 2.90% 0.00% 2.90% 0.00%      
Interest rate concessions, revised rate 2.60% 0.00% 2.60% 0.00%      
Consumer | Consumer mortgage finance receivables | Interest rate concessions | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         1    
Consumer | Consumer mortgage finance receivables | Interest rate concessions | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Consumer | Consumer mortgage finance receivables | Interest rate concessions | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Consumer | Consumer mortgage finance receivables | Interest rate concessions | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Consumer | Consumer mortgage finance receivables | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 3 $ 0 3 1  
Payment extensions, number of months extended/deferred     134 months        
Interest rate concessions, initial rate 0.00% 0.00% 4.10% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00% 2.30% 0.00%      
Payment extensions, initial term     284 months        
Payment extensions, revised term     408 months        
Consumer | Consumer mortgage finance receivables | Combination | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         2 1  
Consumer | Consumer mortgage finance receivables | Combination | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Consumer mortgage finance receivables | Combination | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Consumer mortgage finance receivables | Combination | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         1 0  
Consumer | Other              
Financing Receivable, Troubled Debt Restructuring              
Total   $ 7   $ 14   16  
Consumer | Other | Current              
Financing Receivable, Troubled Debt Restructuring              
Total           10  
Consumer | Other | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total           2  
Consumer | Other | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total           1  
Consumer | Other | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total           3  
Consumer | Other | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total   0   0      
Consumer | Other | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total   0   0      
Consumer | Other | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total   1   1      
Principal forgiveness, amount forgiven   1   1      
Consumer | Other | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total   $ 6   $ 13   16  
Interest rate concessions, initial rate   30.40%   30.40%      
Interest rate concessions, revised rate   10.40%   7.90%      
Consumer | Other | Interest rate concessions | Current              
Financing Receivable, Troubled Debt Restructuring              
Total           10  
Consumer | Other | Interest rate concessions | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total           2  
Consumer | Other | Interest rate concessions | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total           1  
Consumer | Other | Interest rate concessions | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total           3  
Consumer | Other | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total   $ 0   $ 0      
Interest rate concessions, initial rate   0.00%   0.00%      
Interest rate concessions, revised rate   0.00%   0.00%      
Commercial              
Financing Receivable, Troubled Debt Restructuring              
Total $ 22 $ 77 $ 99 $ 231 99 231  
Commercial | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0 118  
Commercial | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         50 0  
Commercial | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         45 112  
Commercial | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         4 1  
Commercial | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total $ 3 $ 0 $ 7 $ 5      
Payment extensions, number of months extended/deferred 21 months 15 months 16 months 36 months      
Commercial | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 19 $ 25 $ 76 $ 174      
Commercial | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 0 0 0 0      
Principal forgiveness, amount forgiven 0 0 0 0      
Commercial | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 37 $ 16 $ 37      
Interest rate concessions, initial rate 0.00% 11.00% 11.80% 11.00%      
Interest rate concessions, revised rate 0.00% 7.90% 7.00% 7.90%      
Commercial | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 15 $ 0 $ 15      
Interest rate concessions, initial rate 0.00% 5.70% 0.00% 5.70%      
Interest rate concessions, revised rate 0.00% 4.30% 0.00% 4.30%      
Payment extensions, initial term   7 months   7 months      
Payment extensions, revised term   61 months   61 months      
Commercial | Automotive              
Financing Receivable, Troubled Debt Restructuring              
Total   $ 37 $ 9 $ 42 9 42  
Commercial | Automotive | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Automotive | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Automotive | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         9 42  
Commercial | Automotive | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Automotive | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total   0 0 $ 5   5  
Payment extensions, number of months extended/deferred       10 months      
Commercial | Automotive | Payment deferrals | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total           0  
Commercial | Automotive | Payment deferrals | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total           0  
Commercial | Automotive | Payment deferrals | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total           5  
Commercial | Automotive | Payment deferrals | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total           0  
Commercial | Automotive | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total   0 0 $ 0      
Commercial | Automotive | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total   0 0 0      
Principal forgiveness, amount forgiven   0 0 0      
Commercial | Automotive | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total   $ 37 $ 9 $ 37 9 37  
Interest rate concessions, initial rate   11.00% 12.50% 11.00%      
Interest rate concessions, revised rate   7.90% 7.90% 7.90%      
Commercial | Automotive | Interest rate concessions | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Automotive | Interest rate concessions | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Automotive | Interest rate concessions | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         9 37  
Commercial | Automotive | Interest rate concessions | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Automotive | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total   $ 0 $ 0 $ 0      
Interest rate concessions, initial rate   0.00% 0.00% 0.00%      
Interest rate concessions, revised rate   0.00% 0.00% 0.00%      
Commercial | Other              
Financing Receivable, Troubled Debt Restructuring              
Total $ 19 $ 39 $ 79 $ 188 79 188  
Commercial | Other | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0 118  
Commercial | Other | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         47 0  
Commercial | Other | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         29 70  
Commercial | Other | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         3 0  
Commercial | Other | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 3 $ 0 3    
Payment extensions, number of months extended/deferred 24 months 15 months 17 months 37 months      
Commercial | Other | Payment deferrals | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Other | Payment deferrals | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Other | Payment deferrals | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Other | Payment deferrals | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         3    
Commercial | Other | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 19 $ 25 $ 76 $ 174 76 174  
Commercial | Other | Contractual maturity extensions | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0 118  
Commercial | Other | Contractual maturity extensions | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         47 0  
Commercial | Other | Contractual maturity extensions | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         29 56  
Commercial | Other | Contractual maturity extensions | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Other | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 0 0 0 0      
Principal forgiveness, amount forgiven 0 0 0 0      
Commercial | Other | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 0 $ 0      
Interest rate concessions, initial rate 0.00% 0.00% 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00% 0.00% 0.00%      
Commercial | Other | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 14 $ 0 $ 14   14  
Interest rate concessions, initial rate 0.00% 5.50% 0.00% 5.50%      
Interest rate concessions, revised rate 0.00% 4.30% 0.00% 4.30%      
Payment extensions, initial term   4 months   4 months      
Payment extensions, revised term   60 months   60 months      
Commercial | Other | Combination | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total           0  
Commercial | Other | Combination | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total           0  
Commercial | Other | Combination | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total           14  
Commercial | Other | Combination | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total           0  
Commercial | Commercial real estate              
Financing Receivable, Troubled Debt Restructuring              
Total $ 3 $ 1 $ 11 $ 1 11 1  
Commercial | Commercial real estate | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Commercial real estate | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         3 0  
Commercial | Commercial real estate | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         7 0  
Commercial | Commercial real estate | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         1 1  
Commercial | Commercial real estate | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total $ 3 0 $ 4 0 4    
Payment extensions, number of months extended/deferred 6 months   6 months        
Commercial | Commercial real estate | Payment deferrals | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Commercial real estate | Payment deferrals | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         3    
Commercial | Commercial real estate | Payment deferrals | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Commercial real estate | Payment deferrals | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         1    
Commercial | Commercial real estate | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 0 $ 0 0      
Commercial | Commercial real estate | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 0 0 0 0      
Principal forgiveness, amount forgiven 0 0 0 0      
Commercial | Commercial real estate | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 7 $ 0 7    
Interest rate concessions, initial rate 0.00% 0.00% 10.90% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00% 5.90% 0.00%      
Commercial | Commercial real estate | Interest rate concessions | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Commercial real estate | Interest rate concessions | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Commercial real estate | Interest rate concessions | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         7    
Commercial | Commercial real estate | Interest rate concessions | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         $ 0    
Commercial | Commercial real estate | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 1 $ 0 $ 1   1  
Interest rate concessions, initial rate 0.00% 11.00% 0.00% 11.00%      
Interest rate concessions, revised rate 0.00% 6.00% 0.00% 6.00%      
Payment extensions, initial term   84 months   84 months      
Payment extensions, revised term   90 months   90 months      
Commercial | Commercial real estate | Combination | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total           0  
Commercial | Commercial real estate | Combination | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total           0  
Commercial | Commercial real estate | Combination | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total           0  
Commercial | Commercial real estate | Combination | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total           $ 1