Condensed Consolidated Balance Sheet (unaudited) (VIEs) - USD ($) $ in Millions	Sep. 30, 2025	Dec. 31, 2024
Finance receivables and loans, net	$ 134,567	$ 136,030
Allowance for loan losses	(3,460)	(3,714)
Total finance receivables and loans, net	131,107	132,316
Other assets	10,695	10,660
Total assets	191,711	191,836
Long-term debt	16,749	17,495
Accrued expenses and other liabilities	2,811	2,814
Total liabilities	176,594	177,933
Consumer
Finance receivables and loans, net	101,247	103,285
Consumer | Automotive
Finance receivables and loans, net	84,994	83,757
Allowance for loan losses	(3,186)	(3,170)
On‑balance sheet variable interest entities
Allowance for loan losses	(100)	(172)
Total finance receivables and loans, net	2,564	4,333
Other assets	248	333
Total assets	2,812	4,666
Long-term debt	912	1,561
Accrued expenses and other liabilities	2	4
Total liabilities	914	1,565
On‑balance sheet variable interest entities | Consumer | Automotive
Finance receivables and loans, net	2,664	4,505
Total assets	11,560	12,821
Total liabilities	$ 1,054	$ 1,683