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Other Assets (Tables)
 9 Months Ended
Sep. 30, 2025
Other Assets [Abstract]  
Schedule of Other Assets
The components of other assets were as follows.
($ in millions)September 30, 2025December 31, 2024
Property and equipment at cost$2,269 $2,226 
Accumulated depreciation(1,093)(973)
Net property and equipment1,176 1,253 
Net deferred tax assets2,175 1,916 
Proportional amortization investments (a) (b)2,080 2,131 
Restricted cash and cash equivalents (c)1,131 788 
Accrued interest, fees, and rent receivables (d)896 929 
Nonmarketable equity investments858 789 
Equity-method investments (e)705 632 
Restricted cash held for securitization trusts (f)227 300 
Other accounts receivable213 312 
Goodwill190 551 
Operating lease right-of-use assets91 92 
Net intangible assets— 54 
Other assets953 913 
Total other assets$10,695 $10,660 
(a)Proportional amortization investments includes qualifying LIHTC, NMTC, and HTC investments.
(b)Presented gross of the associated unfunded commitment. Refer to Note 14 for further information.
(c)Primarily represents restricted cash equivalents funded through the issuance of credit-linked notes. Additionally, includes a number of arrangements with third parties where certain restrictions are placed on balances we hold due to collateral agreements associated with operational processes with a third-party bank, partner, or letter of credit arrangements and corresponding collateral requirements. Refer to Note 18 for further information about the issuance of credit-linked notes.
(d)Primarily relates to accrued interest, fees, and rent receivables related to our consumer automotive and commercial automotive finance receivables and loans.
(e)Primarily relates to investments made in connection with our CRA program.
(f)Includes restricted cash collected from customer payments on securitized receivables, which are distributed by us to investors as payments on the related secured debt, and cash reserve deposits utilized as a form of credit enhancement for various securitization transactions.
Schedule of Activity in Proportional Amortization Investment
The following table summarizes information about our proportional amortization investments.
 Three months ended September 30,Nine months ended September 30,
($ in millions)2025202420252024
Tax credits and other tax benefits from proportional amortization investments (a) (b)$91 $106 $249 $215 
Investment amortization expense recognized as a component of income tax expense (a)73 86 198 174 
Net benefit from proportional amortization investments (a)$18 $20 $51 $41 
(a)Amounts are included within income tax expense from continuing operations on our Condensed Consolidated Statement of Comprehensive Income and as a component of operating activities within deferred income taxes, other assets, and other liabilities on our Condensed Consolidated Statement of Cash Flows.
(b)There were no impairment losses recognized during both the three months and nine months ended September 30, 2025, and September 30, 2024, resulting from the forfeiture or ineligibility of tax credits or other circumstances.
Schedule of Equity Securities without Readily Determinable Fair Value
The total carrying value of the nonmarketable equity investments held at September 30, 2025, and December 31, 2024, including cumulative unrealized gains and losses, was as follows.
($ in millions)September 30, 2025December 31, 2024
FRB stock$442 $440 
FHLB stock310 258 
Equity investments without a readily determinable fair value
Cost basis91 74 
Adjustments
Upward adjustments53 53 
Downward adjustments (including impairment)(38)(36)
Carrying amount, equity investments without a readily determinable fair value106 91 
Nonmarketable equity investments$858 $789 
During the three months and nine months ended September 30, 2025, and September 30, 2024, unrealized gains and losses included in the carrying value of the nonmarketable equity investments still held as of September 30, 2025, and September 30, 2024, were as follows.
Three months ended September 30,Nine months ended September 30,
($ in millions)2025202420252024
Upward adjustments$— $1 $— $2 
Downward adjustments (including impairment) (a)$— $(5)$(2)$(19)
(a)No impairment on FHLB and FRB stock was recognized during both the three months and nine months ended September 30, 2025, and September 30, 2024.
Schedule of Goodwill
The carrying balance of goodwill by reportable operating segment was as follows.
($ in millions)Automotive Finance operationsInsurance operationsCorporate and Other (a)Total
Goodwill at December 31, 2023
$20 $27 $622 $669 
Goodwill impairment— — (118)(118)
Goodwill at December 31, 2024
$20 $27 $504 $551 
Goodwill impairment— — (305)(305)
Transfer to assets of operations held-for-sale (b)— — (56)(56)
Goodwill at September 30, 2025
$20 $27 $143 $190 
(a)Includes $143 million of goodwill associated with Ally Invest at both September 30, 2025, and December 31, 2024, and $361 million of goodwill associated with Ally Credit Card at December 31, 2024.
(b)We closed the sale of Ally Credit Card on April 1, 2025. Refer to Note 2 for additional information.
Schedule of Finite-Lived Intangible Assets
The net carrying value of intangible assets by class was as follows.
September 30, 2025December 31, 2024
($ in millions)Gross intangible assetsAccumulated amortizationNet carrying valueGross intangible assetsAccumulated amortizationNet carrying value
Technology$39 $(39)$— $117 $(77)$40 
Customer lists41 (41)— 41 (41)— 
Purchased credit card relationships— — — 25 (11)14 
Trademarks— — — 2 (2)— 
Total intangible assets$80 $(80)$— $185 $(131)$54