Other Operating Expenses (Tables)

9 Months Ended

Sep. 30, 2025

Operating Expenses [Abstract]

Schedule of Other Operating Cost and Expense, by Component

Details of other operating expenses were as follows.

	Three months ended September 30,				Nine months ended September 30,
($ in millions)	2025		2024		2025		2024
Insurance commissions	$	158	$	164	$	474	$	486
Technology and communications	108		110		312		319
Advertising and marketing	65		69		191		221
Property and equipment depreciation	60		55		184		169
Lease and loan administration	43		45		133		136
Regulatory and licensing fees	39		45		122		137
Professional services	38		36		105		106
Vehicle remarketing and repossession	35		31		98		96
Amortization of intangible assets	—		4		3		15
Other	106		96		322		310
Total other operating expenses (a)	$	652	$	655	$	1,944	$	1,995

(a)Includes the activity of Ally Credit Card prior to the sale on April 1, 2025. Refer to Note 2 for additional information.