Condensed Consolidated Balance Sheet (unaudited) - USD ($) $ in Millions	Sep. 30, 2025	Dec. 31, 2024
Cash and cash equivalents
Noninterest-bearing	$ 429	$ 522
Interest-bearing	9,817	9,770
Total cash and cash equivalents	10,246	10,292
Equity securities	865	871
Available-for-sale securities (amortized cost of $25,660 and $26,810)	22,684	22,410
Held-to-maturity securities (fair value of $4,493 and $4,293)	4,433	4,346
Loans held-for-sale, net	179	160
Finance receivables and loans, net
Finance receivables and loans, net of unearned income	134,567	136,030
Allowance for loan losses	(3,460)	(3,714)
Total finance receivables and loans, net	131,107	132,316
Investment in operating leases, net	8,599	7,991
Premiums receivable and other insurance assets	2,903	2,790
Other assets	10,695	10,660
Total assets	191,711	191,836
Deposit liabilities
Noninterest-bearing	174	131
Interest-bearing	148,236	151,443
Total deposit liabilities	148,410	151,574
Short-term borrowings	3,879	1,625
Long-term debt	16,749	17,495
Interest payable	1,097	890
Unearned insurance premiums and service revenue	3,648	3,535
Accrued expenses and other liabilities	2,811	2,814
Total liabilities	176,594	177,933
Contingencies (refer to Note 24)
Equity
Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 519,147,397 and 515,777,584; and outstanding 307,827,978 and 305,387,550)	22,255	22,142
Preferred stock	2,324	2,324
Retained earnings	427	270
Accumulated other comprehensive loss	(2,944)	(3,924)
Treasury stock, at cost (211,319,419 and 210,390,034 shares)	(6,945)	(6,909)
Total equity	15,117	13,903
Total liabilities and equity	$ 191,711	$ 191,836