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Finance Receivables and Loans, Net - Schedule of Loan Modifications (Details)
$ in Millions
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
USD ($)
Jun. 30, 2024
USD ($)
Jun. 30, 2025
USD ($)
Jun. 30, 2024
USD ($)
Jun. 30, 2025
USD ($)
loan
Jun. 30, 2024
USD ($)
loan
Dec. 31, 2024
USD ($)
Financing Receivable, Troubled Debt Restructuring              
Trial modifications, term     3 months        
Trial modifications, amount $ 4   $ 4   $ 4   $ 4
Total 249 $ 116 $ 382 $ 323      
Percentage of total     0.30% 0.20%      
Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total 3 11 $ 6 $ 11      
Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total 160 98 286 299      
Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 2 2 2 4      
Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total 83 5 83 9      
Combination              
Financing Receivable, Troubled Debt Restructuring              
Total 1 0 5 0      
Consumer              
Financing Receivable, Troubled Debt Restructuring              
Total 134 105 235 204 459 $ 382  
Consumer | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         365 293  
Consumer | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         60 57  
Consumer | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         22 20  
Consumer | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         12 12  
Consumer | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total 0 0 0 0      
Consumer | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total 131 98 229 191      
Consumer | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 2 2 2 4      
Consumer | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total 0 5 0 9      
Consumer | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total 1 0 4 0      
Consumer | Automotive              
Financing Receivable, Troubled Debt Restructuring              
Total 132 99 231 193 $ 454 $ 365  
Number of loans redefaulted | loan         2,053 787  
Amortized cost of loans redefaulted         $ 50 $ 18  
Consumer | Automotive | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         362 281  
Consumer | Automotive | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         59 56  
Consumer | Automotive | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         21 19  
Consumer | Automotive | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         12 9  
Consumer | Automotive | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 0 $ 0      
Payment extensions, number of months extended/deferred 30 months 29 months 30 months 29 months      
Consumer | Automotive | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 130 $ 97 $ 228 $ 190 447 359  
Consumer | Automotive | Contractual maturity extensions | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         360 280  
Consumer | Automotive | Contractual maturity extensions | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         59 56  
Consumer | Automotive | Contractual maturity extensions | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         21 19  
Consumer | Automotive | Contractual maturity extensions | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         7 4  
Consumer | Automotive | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 2 2 2 3 5 5  
Principal forgiveness, amount forgiven 0 1 1 1      
Consumer | Automotive | Principal forgiveness | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Automotive | Principal forgiveness | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Automotive | Principal forgiveness | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Automotive | Principal forgiveness | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         5 5  
Consumer | Automotive | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 0 $ 0      
Interest rate concessions, initial rate 0.00% 0.00% 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00% 0.00% 0.00%      
Consumer | Automotive | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 1 $ 0 2 1  
Interest rate concessions, initial rate 0.00% 0.00% 13.40% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00% 7.80% 0.00%      
Payment extensions, initial term     67 months        
Payment extensions, revised term     90 months        
Consumer | Automotive | Combination | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         2 1  
Consumer | Automotive | Combination | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Automotive | Combination | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Automotive | Combination | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Consumer mortgage finance receivables              
Financing Receivable, Troubled Debt Restructuring              
Total $ 2 $ 1 $ 4 $ 1 5 3  
Consumer | Consumer mortgage finance receivables | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         3 3  
Consumer | Consumer mortgage finance receivables | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         1 0  
Consumer | Consumer mortgage finance receivables | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         1 0  
Consumer | Consumer mortgage finance receivables | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Consumer mortgage finance receivables | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 0 $ 0      
Payment extensions, number of months extended/deferred 167 months 224 months 175 months 223 months      
Consumer | Consumer mortgage finance receivables | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 1 $ 1 $ 1 $ 1 2 2  
Consumer | Consumer mortgage finance receivables | Contractual maturity extensions | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         0 2  
Consumer | Consumer mortgage finance receivables | Contractual maturity extensions | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         1 0  
Consumer | Consumer mortgage finance receivables | Contractual maturity extensions | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         1 0  
Consumer | Consumer mortgage finance receivables | Contractual maturity extensions | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Consumer mortgage finance receivables | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 0 0 0 0      
Principal forgiveness, amount forgiven 0 0 0 0      
Consumer | Consumer mortgage finance receivables | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 0 $ 0      
Interest rate concessions, initial rate 0.00% 0.00% 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00% 0.00% 0.00%      
Consumer | Consumer mortgage finance receivables | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total $ 1 $ 0 $ 3 $ 0 3 1  
Payment extensions, number of months extended/deferred 155 months   155 months        
Interest rate concessions, initial rate 2.90% 0.00% 3.60% 0.00%      
Interest rate concessions, revised rate 2.00% 0.00% 2.30% 0.00%      
Payment extensions, initial term 317 months   305 months        
Payment extensions, revised term 420 months   447 months        
Consumer | Consumer mortgage finance receivables | Combination | Current              
Financing Receivable, Troubled Debt Restructuring              
Total         3 1  
Consumer | Consumer mortgage finance receivables | Combination | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Consumer mortgage finance receivables | Combination | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Consumer mortgage finance receivables | Combination | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Consumer | Other              
Financing Receivable, Troubled Debt Restructuring              
Total   $ 5   $ 10   14  
Consumer | Other | Current              
Financing Receivable, Troubled Debt Restructuring              
Total           9  
Consumer | Other | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total           1  
Consumer | Other | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total           1  
Consumer | Other | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total           3  
Consumer | Other | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total   0   0      
Consumer | Other | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total   0   0      
Consumer | Other | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total   0   1      
Principal forgiveness, amount forgiven   0   1      
Consumer | Other | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total   $ 5   $ 9   14  
Interest rate concessions, initial rate   30.40%   30.40%      
Interest rate concessions, revised rate   9.80%   8.00%      
Consumer | Other | Interest rate concessions | Current              
Financing Receivable, Troubled Debt Restructuring              
Total           9  
Consumer | Other | Interest rate concessions | 30–59 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total           1  
Consumer | Other | Interest rate concessions | 60–89 days past due              
Financing Receivable, Troubled Debt Restructuring              
Total           1  
Consumer | Other | Interest rate concessions | 90 or more days past due              
Financing Receivable, Troubled Debt Restructuring              
Total           3  
Consumer | Other | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total   $ 0   $ 0      
Interest rate concessions, initial rate   0.00%   0.00%      
Interest rate concessions, revised rate   0.00%   0.00%      
Commercial              
Financing Receivable, Troubled Debt Restructuring              
Total $ 115 $ 11 $ 147 $ 119 187 119  
Commercial | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         39 53  
Commercial | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         29 0  
Commercial | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         118 66  
Commercial | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         1 0  
Commercial | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total $ 3 $ 11 $ 6 $ 11      
Payment extensions, number of months extended/deferred 12 months 7 months 14 months 39 months      
Commercial | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 29 $ 0 $ 57 $ 108      
Commercial | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 0 0 0 0      
Principal forgiveness, amount forgiven 0 0 0 0      
Commercial | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 83 $ 0 $ 83 $ 0      
Interest rate concessions, initial rate 11.80% 0.00% 11.80% 0.00%      
Interest rate concessions, revised rate 7.20% 0.00% 7.20% 0.00%      
Commercial | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 1 $ 0      
Interest rate concessions, initial rate 0.00% 0.00% 5.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00% 3.00% 0.00%      
Payment extensions, initial term     29 months        
Payment extensions, revised term     34 months        
Commercial | Automotive              
Financing Receivable, Troubled Debt Restructuring              
Total $ 67 $ 11 $ 67 $ 11 67 11  
Commercial | Automotive | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Automotive | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Automotive | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         67 11  
Commercial | Automotive | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Automotive | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total $ 3 $ 11 $ 3 $ 11 3 11  
Payment extensions, number of months extended/deferred 10 months 7 months 10 months 7 months      
Commercial | Automotive | Payment deferrals | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Automotive | Payment deferrals | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Automotive | Payment deferrals | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         3 11  
Commercial | Automotive | Payment deferrals | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Automotive | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 0 $ 0      
Commercial | Automotive | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 0 0 0 0      
Principal forgiveness, amount forgiven 0 0 0 0      
Commercial | Automotive | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 64 $ 0 $ 64 $ 0 64    
Interest rate concessions, initial rate 12.10% 0.00% 12.10% 0.00%      
Interest rate concessions, revised rate 7.60% 0.00% 7.60% 0.00%      
Commercial | Automotive | Interest rate concessions | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Automotive | Interest rate concessions | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Automotive | Interest rate concessions | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         64    
Commercial | Automotive | Interest rate concessions | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Automotive | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0 $ 0 $ 0 $ 0      
Interest rate concessions, initial rate 0.00% 0.00% 0.00% 0.00%      
Interest rate concessions, revised rate 0.00% 0.00% 0.00% 0.00%      
Commercial | Other              
Financing Receivable, Troubled Debt Restructuring              
Total $ 29   $ 60 $ 108 100 108  
Commercial | Other | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         39 53  
Commercial | Other | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         29 0  
Commercial | Other | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         32 55  
Commercial | Other | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         0 0  
Commercial | Other | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0   $ 3 $ 0 4    
Payment extensions, number of months extended/deferred 12 months   14 months 42 months      
Commercial | Other | Payment deferrals | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Other | Payment deferrals | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Other | Payment deferrals | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         4    
Commercial | Other | Payment deferrals | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Other | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 29   $ 57 $ 108 82 108  
Commercial | Other | Contractual maturity extensions | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         25 53  
Commercial | Other | Contractual maturity extensions | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         29 0  
Commercial | Other | Contractual maturity extensions | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         28 55  
Commercial | Other | Contractual maturity extensions | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         0 $ 0  
Commercial | Other | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 0   0 0      
Principal forgiveness, amount forgiven 0   0 0      
Commercial | Other | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0   $ 0 $ 0      
Interest rate concessions, initial rate 0.00%   0.00% 0.00%      
Interest rate concessions, revised rate 0.00%   0.00% 0.00%      
Commercial | Other | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0   $ 0 $ 0 14    
Interest rate concessions, initial rate 0.00%   0.00% 0.00%      
Interest rate concessions, revised rate 0.00%   0.00% 0.00%      
Commercial | Other | Combination | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         14    
Commercial | Other | Combination | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Other | Combination | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Other | Combination | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Commercial real estate              
Financing Receivable, Troubled Debt Restructuring              
Total $ 19   $ 20   20    
Commercial | Commercial real estate | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Commercial real estate | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Commercial real estate | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         19    
Commercial | Commercial real estate | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         1    
Commercial | Commercial real estate | Payment deferrals              
Financing Receivable, Troubled Debt Restructuring              
Total 0   0        
Commercial | Commercial real estate | Contractual maturity extensions              
Financing Receivable, Troubled Debt Restructuring              
Total 0   0        
Commercial | Commercial real estate | Principal forgiveness              
Financing Receivable, Troubled Debt Restructuring              
Total 0   0        
Principal forgiveness, amount forgiven 0   0        
Commercial | Commercial real estate | Interest rate concessions              
Financing Receivable, Troubled Debt Restructuring              
Total $ 19   $ 19   19    
Interest rate concessions, initial rate 10.70%   10.70%        
Interest rate concessions, revised rate 5.70%   5.70%        
Commercial | Commercial real estate | Interest rate concessions | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Commercial real estate | Interest rate concessions | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Commercial real estate | Interest rate concessions | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         19    
Commercial | Commercial real estate | Interest rate concessions | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Commercial real estate | Combination              
Financing Receivable, Troubled Debt Restructuring              
Total $ 0   $ 1   1    
Interest rate concessions, initial rate 0.00%   5.00%        
Interest rate concessions, revised rate 0.00%   3.00%        
Payment extensions, initial term     29 months        
Payment extensions, revised term     34 months        
Commercial | Commercial real estate | Combination | Pass              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Commercial real estate | Combination | Special mention              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Commercial real estate | Combination | Substandard              
Financing Receivable, Troubled Debt Restructuring              
Total         0    
Commercial | Commercial real estate | Combination | Doubtful              
Financing Receivable, Troubled Debt Restructuring              
Total         $ 1