Condensed Consolidated Balance Sheet (unaudited) - USD ($) $ in Millions	Jun. 30, 2025	Dec. 31, 2024
Cash and cash equivalents
Noninterest-bearing	$ 530	$ 522
Interest-bearing	10,062	9,770
Total cash and cash equivalents	10,592	10,292
Equity securities	938	871
Available-for-sale securities (amortized cost of $25,715 and $26,810)	22,397	22,410
Held-to-maturity securities (fair value of $4,559 and $4,293)	4,561	4,346
Loans held-for-sale, net	185	160
Finance receivables and loans, net
Finance receivables and loans, net of unearned income	133,229	136,030
Allowance for loan losses	(3,416)	(3,714)
Total finance receivables and loans, net	129,813	132,316
Investment in operating leases, net	7,992	7,991
Premiums receivable and other insurance assets	2,893	2,790
Other assets	10,102	10,660
Total assets	189,473	191,836
Deposit liabilities
Noninterest-bearing	155	131
Interest-bearing	147,711	151,443
Total deposit liabilities	147,866	151,574
Short-term borrowings	3,856	1,625
Long-term debt	15,876	17,495
Interest payable	912	890
Unearned insurance premiums and service revenue	3,627	3,535
Accrued expenses and other liabilities	2,789	2,814
Total liabilities	174,926	177,933
Contingencies (refer to Note 24)
Equity
Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 519,080,636 and 515,777,584; and outstanding 307,786,642 and 305,387,550)	22,235	22,142
Preferred stock	2,324	2,324
Retained earnings	151	270
Accumulated other comprehensive loss	(3,219)	(3,924)
Treasury stock, at cost (211,293,994 and 210,390,034 shares)	(6,944)	(6,909)
Total equity	14,547	13,903
Total liabilities and equity	$ 189,473	$ 191,836