Other Operating Expenses (Tables)

3 Months Ended

Mar. 31, 2025

Operating Expenses [Abstract]

Schedule of Other Operating Cost and Expense, by Component

Details of other operating expenses were as follows.

	Three months ended March 31,
($ in millions)	2025		2024
Insurance commissions	$	161	$	161
Technology and communications	103		106
Property and equipment depreciation	63		57
Advertising and marketing	61		73
Lease and loan administration	46		48
Regulatory and licensing fees	44		54
Vehicle remarketing and repossession	33		33
Professional services	31		31
Amortization of intangible assets	3		6
Other	118		108
Total other operating expenses	$	663	$	677