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Condensed Consolidated Balance Sheet (unaudited) - USD ($)
$ in Millions
Mar. 31, 2025
Dec. 31, 2024
Cash and cash equivalents    
Noninterest-bearing $ 543 $ 522
Interest-bearing 9,866 9,770
Total cash and cash equivalents 10,409 10,292
Equity securities 942 871
Available-for-sale securities (amortized cost of $25,772 and $26,810) 22,346 22,410
Held-to-maturity securities (fair value of $4,670 and $4,293) 4,668 4,346
Loans held-for-sale, net 209 160
Finance receivables and loans, net    
Finance receivables and loans, net of unearned income 133,485 136,030
Allowance for loan losses (3,398) (3,714)
Total finance receivables and loans, net 130,087 132,316
Investment in operating leases, net 7,879 7,991
Premiums receivable and other insurance assets 2,806 2,790
Other assets 11,545 10,660
Assets of operations held-for-sale 2,440 0
Total assets 193,331 191,836
Deposit liabilities    
Noninterest-bearing 133 131
Interest-bearing 151,295 151,443
Total deposit liabilities 151,428 151,574
Short-term borrowings 3,339 1,625
Long-term debt 16,465 17,495
Interest payable 954 890
Unearned insurance premiums and service revenue 3,563 3,535
Accrued expenses and other liabilities 3,315 2,814
Liabilities of operations held-for-sale 35 0
Total liabilities 179,099 177,933
Contingencies (refer to Note 24)
Equity    
Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 518,419,336 and 515,777,584; and outstanding 307,152,469 and 305,387,550) 22,191 22,142
Preferred stock 2,324 2,324
(Accumulated deficit) retained earnings (78) 270
Accumulated other comprehensive loss (3,262) (3,924)
Treasury stock, at cost (211,266,867 and 210,390,034 shares) (6,943) (6,909)
Total equity 14,232 13,903
Total liabilities and equity $ 193,331 $ 191,836