Condensed Consolidated Statement of Comprehensive Income (Loss) (unaudited) - USD ($) shares in Thousands, $ in Millions		3 Months Ended
		Mar. 31, 2025	Mar. 31, 2024
Financing revenue and other interest income
Interest and fees on finance receivables and loans		$ 2,709	$ 2,827
Interest on loans held-for-sale		5	36
Interest and dividends on investment securities and other earning assets		230	266
Interest on cash and cash equivalents		98	97
Operating leases		351	356
Total financing revenue and other interest income		3,393	3,582
Interest expense
Interest on deposits		1,403	1,651
Interest on short-term borrowings		1	23
Interest on long-term debt		271	248
Total interest expense		1,675	1,922
Net depreciation expense on operating lease assets		240	192
Net financing revenue and other interest income		1,478	1,468
Other revenue
Insurance premiums and service revenue earned		364	345
Gain on mortgage and automotive loans, net		1	6
Other (loss) gain on investments, net		(499)	29
Other income, net of losses		197	150
Total other revenue		63	530
Total net revenue		1,541	1,998
Provision for credit losses		191	507
Noninterest expense
Compensation and benefits expense		505	519
Insurance losses and loss adjustment expenses		161	112
Goodwill impairment		305	0
Other operating expenses		663	677
Total noninterest expense		1,634	1,308
(Loss) income from continuing operations before income tax (benefit) expense		(284)	183
Income tax (benefit) expense from continuing operations		(59)	40
Net (loss) income from continuing operations		(225)	143
Net (loss) income		(225)	143
Other comprehensive income (loss), net of tax		662	(173)
Comprehensive income (loss)		437	(30)
Net (loss) income from continuing operations attributable to common shareholders	[1]	(253)	115
Net (loss) income attributable to common shareholders	[1]	$ (253)	$ 115
Basic weighted-average common shares outstanding (in shares)	[1],[2]	309,006	306,003
Diluted weighted-average common shares outstanding (in shares)	[1],[2],[3]	309,006	308,421
Basic earnings per common share
Net income from continuing operations (in dollars per share)	[1]	$ (0.82)	$ 0.38
Net income (in dollars per share)	[1]	(0.82)	0.38
Diluted earnings per common share
Net income from continuing operations (in dollars per share)	[1]	(0.82)	0.37
Net income (in dollars per share)	[1]	(0.82)	0.37
Cash dividends declared per common share (in dollars per share)	[1]	$ 0.30	$ 0.30

[1] Figures in the table may not recalculate exactly due to rounding. Earnings per share is calculated based on unrounded numbers.

[2] (b)Includes shares related to share-based compensation that vested but were not yet issued.

[3] (c)Due to the antidilutive effect of the net loss from continuing operations for the three months ended March 31, 2025, basic weighted-average common shares outstanding was used to calculate basic and diluted earnings per share. During the three months ended March 31, 2025, there were 2.7 million in share-based awards excluded because their inclusion would have been antidilutive.