Consolidated Balance Sheet (VIEs) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Finance receivables and loans, net	$ 136,030	$ 139,439
Allowance for loan losses	(3,714)	(3,587)
Total finance receivables and loans, net	132,316	135,852
Other assets	10,660	9,418
Total assets	191,836	196,329
Long-term debt	17,495	17,570
Accrued expenses and other liabilities	2,814	2,726
Total liabilities	177,933	182,626
Consumer
Finance receivables and loans, net	103,285	104,977
Consumer | Automotive
Finance receivables and loans, net	83,757	84,320
Allowance for loan losses	(3,170)	(3,083)
On‑balance sheet variable interest entities
Allowance for loan losses	(172)	(254)
Total finance receivables and loans, net	4,333	6,614
Other assets	333	461
Total assets	4,666	7,075
Long-term debt	1,561	1,509
Accrued expenses and other liabilities	4	4
Total liabilities	1,565	1,513
On‑balance sheet variable interest entities | Consumer | Automotive
Finance receivables and loans, net	4,505	6,868
Total assets	12,821	16,329
Total liabilities	$ 1,683	$ 1,614