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Deposit Liabilities (Tables)
12 Months Ended
Dec. 31, 2024
Deposits [Abstract]  
Schedule of Deposit Liabilities
Deposit liabilities consisted of the following.
December 31, ($ in millions)
20242023
Noninterest-bearing deposits$131 $139 
Interest-bearing deposits
Savings, money market, and spending accounts104,201 99,340 
Certificates of deposit47,242 55,187 
Total deposit liabilities$151,574 $154,666 
Schedule of Time Deposit Maturities
The following table presents the scheduled maturity of total certificates of deposit at December 31, 2024.
($ in millions)
Due in 2025$37,228 
Due in 20265,487 
Due in 20272,285 
Due in 20281,582 
Due in 2029660 
Total certificates of deposit (a)$47,242 
(a)Includes $4.8 billion of certificates of deposit that are estimated to be uninsured. In some instances, certificates of deposits in excess of federal insurance limits may be insured based upon the number of account owners, beneficiaries, and accounts held.