Other Operating Expenses (Tables)

12 Months Ended

Dec. 31, 2024

Operating Expenses [Abstract]

Schedule of Other Operating Cost and Expense, by Component

Details of other operating expenses were as follows.

Year ended December 31, ($ in millions)	2024		2023		2022
Insurance commissions	$	647	$	636	$	610
Technology and communications	438		436		406
Advertising and marketing	285		308		366
Property and equipment depreciation	224		196		165
Lease and loan administration	181		210		201
Regulatory and licensing fees	180		205		119
Professional services	147		145		173
Vehicle remarketing and repossession	129		116		91
Amortization of intangible assets (a)	19		25		31
Other	425		414		345
Total other operating expenses	$	2,675	$	2,691	$	2,507

(a)Refer to Note 1 and Note 13 for further information on our intangible assets.