Consolidated Balance Sheet - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Cash and cash equivalents
Noninterest-bearing	$ 522	$ 638
Interest-bearing	9,770	6,307
Total cash and cash equivalents	10,292	6,945
Equity securities	871	810
Available-for-sale securities (amortized cost of $26,810 and $28,416)	22,410	24,415
Held-to-maturity securities (fair value of $4,293 and $4,729)	4,346	4,680
Loans held-for-sale, net	160	400
Finance receivables and loans, net
Finance receivables and loans, net of unearned income	136,030	139,439
Allowance for loan losses	(3,714)	(3,587)
Total finance receivables and loans, net	132,316	135,852
Investment in operating leases, net	7,991	9,085
Premiums receivable and other insurance assets	2,790	2,749
Other assets	10,660	9,418
Assets of operations held-for-sale	0	1,975
Total assets	191,836	196,329
Deposit liabilities
Noninterest-bearing	131	139
Interest-bearing	151,443	154,527
Total deposit liabilities	151,574	154,666
Short-term borrowings	1,625	3,297
Long-term debt	17,495	17,570
Interest payable	890	858
Unearned insurance premiums and service revenue	3,535	3,492
Accrued expenses and other liabilities	2,814	2,726
Liabilities of operations held-for-sale	0	17
Total liabilities	177,933	182,626
Commitments and contingencies (refer to Note 28 and Note 29)
Equity
Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 515,777,584 and 511,861,447; and outstanding 305,387,550 and 302,459,258)	22,142	21,975
Preferred stock	2,324	2,324
Retained earnings	270	91
Accumulated other comprehensive loss	(3,924)	(3,816)
Treasury stock, at cost (210,390,034 and 209,402,189 shares)	(6,909)	(6,871)
Total equity	13,903	13,703
Total liabilities and equity	$ 191,836	$ 196,329