Condensed Consolidated Statement of Comprehensive Income (Loss) (unaudited) - USD ($) shares in Thousands, $ in Millions		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Financing revenue and other interest income
Interest and fees on finance receivables and loans		$ 2,889	$ 2,837	$ 8,561	$ 8,133
Interest on loans held-for-sale		5	7	48	29
Interest and dividends on investment securities and other earning assets		262	267	793	752
Interest on cash and cash equivalents		102	99	287	242
Operating leases		316	385	1,005	1,179
Total financing revenue and other interest income		3,574	3,595	10,694	10,335
Interest expense
Interest on deposits		1,616	1,563	4,861	4,198
Interest on short-term borrowings		13	13	63	36
Interest on long-term debt		256	274	748	753
Interest on other		0	0	1	2
Total interest expense		1,885	1,850	5,673	4,989
Net depreciation expense on operating lease assets		201	212	582	638
Net financing revenue and other interest income		1,488	1,533	4,439	4,708
Other revenue
Insurance premiums and service revenue earned		359	320	1,045	936
Gain on mortgage and automotive loans, net		6	4	18	13
Other gain (loss) on investments, net		74	(41)	96	59
Other income, net of losses		176	152	491	431
Total other revenue		615	435	1,650	1,439
Total net revenue		2,103	1,968	6,089	6,147
Provision for credit losses		645	508	1,609	1,381
Noninterest expense
Compensation and benefits expense		435	463	1,396	1,448
Insurance losses and loss adjustment expenses		135	107	428	329
Other operating expenses		655	662	1,995	1,970
Total noninterest expense		1,225	1,232	3,819	3,747
Income (loss) from continuing operations before income tax (benefit) expense		233	228	661	1,019
Income tax (benefit) expense from continuing operations		(124)	(68)	(147)	74
Net income from continuing operations		357	296	808	945
Loss from discontinued operations, net of tax		0	0	0	(1)
Net income		357	296	808	944
Other comprehensive income (loss), net of tax		616	(902)	423	(706)
Comprehensive income (loss)		973	(606)	1,231	238
Net income from continuing operations attributable to common stockholders	[1]	330	269	725	862
Loss from discontinued operations, net of tax	[1]	0	0	0	(1)
Net income attributable to common stockholders	[1]	$ 330	$ 269	$ 725	$ 861
Basic weighted-average common shares outstanding (in shares)	[1],[2]	307,312	304,134	306,699	303,497
Diluted weighted-average common shares outstanding (in shares)	[1],[2]	311,044	305,693	309,786	304,601
Basic earnings per common share
Net income from continuing operations (in dollars per share)	[1]	$ 1.07	$ 0.88	$ 2.37	$ 2.84
Loss from discontinued operations, net of tax (in dollars per share)	[1]	0	0	0	(0.01)
Net income (in dollars per share)	[1]	1.07	0.88	2.37	2.84
Diluted earnings per common share
Net income from continuing operations (in dollars per share)	[1]	1.06	0.88	2.34	2.83
Loss from discontinued operations, net of tax (in dollars per share)	[1]	0	0	0	(0.01)
Net income (in dollars per share)	[1]	1.06	0.88	2.34	2.83
Cash dividends declared per common share (in dollars per share)	[1]	$ 0.30	$ 0.30	$ 0.90	$ 0.90

[1] Figures in the table may not recalculate exactly due to rounding. Earnings per share is calculated based on unrounded numbers.

[2] Includes shares related to share-based compensation that vested but were not yet issued.