Other Operating Expenses

9 Months Ended

Sep. 30, 2024

Operating Expenses [Abstract]

Other Operating Expenses

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended September 30,				Nine months ended September 30,
($ in millions)	2024		2023		2024		2023
Insurance commissions	$	164	$	160	$	486	$	475
Technology and communications	110		109		319		328
Advertising and marketing	69		74		221		231
Property and equipment depreciation	55		51		169		146
Regulatory and licensing fees	45		45		137		119
Lease and loan administration	45		57		136		158
Professional services	36		35		106		103
Vehicle remarketing and repossession	31		30		96		85
Amortization of intangible assets (a)	4		6		15		19
Other	96		95		310		306
Total other operating expenses	$	655	$	662	$	1,995	$	1,970

(a)Refer to Note 11 for further information on our intangible assets.