Other Operating Expenses

6 Months Ended

Jun. 30, 2024

Operating Expenses [Abstract]

Other Operating Expenses

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended June 30,				Six months ended June 30,
($ in millions)	2024		2023		2024		2023
Insurance commissions	$	161	$	158	$	322	$	315
Technology and communications	103		111		209		219
Advertising and marketing	79		79		152		157
Property and equipment depreciation	57		48		114		95
Regulatory and licensing fees	38		39		92		74
Lease and loan administration	43		53		91		101
Professional services	39		36		70		68
Vehicle remarketing and repossession	32		28		65		55
Amortization of intangible assets (a)	5		6		11		13
Other	106		109		214		211
Total other operating expenses	$	663	$	667	$	1,340	$	1,308

(a)Refer to Note 11 for further information on our intangible assets.