Condensed Consolidated Statement of Comprehensive (Loss) Income (unaudited) - USD ($) shares in Thousands, $ in Millions		3 Months Ended
		Mar. 31, 2024	Mar. 31, 2023
Financing revenue and other interest income
Interest and fees on finance receivables and loans		$ 2,827	$ 2,575
Interest on loans held-for-sale		36	15
Interest and dividends on investment securities and other earning assets		266	238
Interest on cash and cash equivalents		97	56
Operating leases		356	402
Total financing revenue and other interest income		3,582	3,286
Interest expense
Interest on deposits		1,651	1,217
Interest on short-term borrowings		23	12
Interest on long-term debt		248	227
Interest on other		0	2
Total interest expense		1,922	1,458
Net depreciation expense on operating lease assets		204	226
Net financing revenue and other interest income		1,456	1,602
Other revenue
Insurance premiums and service revenue earned		345	306
Gain on mortgage and automotive loans, net		6	4
Other gain on investments, net		29	74
Other income, net of losses		150	114
Total other revenue		530	498
Total net revenue		1,986	2,100
Provision for credit losses		507	446
Noninterest expense
Compensation and benefits expense		519	537
Insurance losses and loss adjustment expenses		112	88
Other operating expenses		677	641
Total noninterest expense		1,308	1,266
Income (loss) from continuing operations before income tax expense		171	388
Income tax expense from continuing operations		14	68
Net income from continuing operations		157	320
Loss from discontinued operations, net of tax		0	(1)
Net income		157	319
Other comprehensive (loss) income, net of tax		(173)	283
Comprehensive (loss) income		(16)	602
Net income from continuing operations attributable to common stockholders	[1]	129	292
Loss from discontinued operations, net of tax	[1]	0	(1)
Net income attributable to common stockholders	[1]	$ 129	$ 291
Basic weighted-average common shares outstanding (in shares)	[1],[2]	306,003	302,657
Diluted weighted-average common shares outstanding (in shares)	[1],[2]	308,421	303,448
Basic earnings per common share
Net income from continuing operations (in dollars per share)	[1]	$ 0.42	$ 0.97
Net income (in dollars per share)	[1]	0.42	0.96
Diluted earnings per common share
Net income from continuing operations (in dollars per share)	[1]	0.42	0.96
Net income (in dollars per share)	[1]	0.42	0.96
Cash dividends declared per common share (in dollars per share)	[1]	$ 0.30	$ 0.30

[1] Figures in the table may not recalculate exactly due to rounding. Earnings per share is calculated based on unrounded numbers.

[2] Includes shares related to share-based compensation that vested but were not yet issued.