Consolidated Balance Sheet - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Cash and cash equivalents
Noninterest-bearing	$ 638	$ 542
Interest-bearing	6,307	5,029
Total cash and cash equivalents	6,945	5,571
Equity securities	810	681
Available-for-sale securities (amortized cost of $28,416 and $34,863)	24,415	29,541
Held-to-maturity securities (fair value of $4,729 and $884)	4,680	1,062
Loans held-for-sale, net	400	654
Finance receivables and loans, net
Finance receivables and loans, net of unearned income	139,439	135,748
Allowance for loan losses	(3,587)	(3,711)
Total finance receivables and loans, net	135,852	132,037
Investment in operating leases, net	9,171	10,444
Premiums receivable and other insurance assets	2,749	2,698
Other assets	9,395	9,138
Assets of operations held-for-sale	1,975	0
Total assets	196,392	191,826
Deposit liabilities
Noninterest-bearing	139	185
Interest-bearing	154,527	152,112
Total deposit liabilities	154,666	152,297
Short-term borrowings	3,297	2,399
Long-term debt	17,570	17,762
Interest payable	858	408
Unearned insurance premiums and service revenue	3,492	3,453
Accrued expenses and other liabilities	2,726	2,648
Liabilities of operations held-for-sale	17	0
Total liabilities	182,626	178,967
Commitments and contingencies (refer to Note 28 and Note 29)
Equity
Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 511,861,447 and 507,682,838; and outstanding 302,459,258 and 299,324,357)	21,975	21,816
Preferred stock	2,324	2,324
Retained earnings (accumulated deficit)	154	(384)
Accumulated other comprehensive loss	(3,816)	(4,059)
Treasury stock, at cost (209,402,189 and 208,358,481 shares)	(6,871)	(6,838)
Total equity	13,766	12,859
Total liabilities and equity	$ 196,392	$ 191,826