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Condensed Consolidated Balance Sheet (unaudited) - USD ($)
$ in Millions
Sep. 30, 2023
Dec. 31, 2022
Cash and cash equivalents    
Noninterest-bearing $ 603 $ 542
Interest-bearing 7,912 5,029
Total cash and cash equivalents 8,515 5,571
Equity securities 725 681
Available-for-sale securities (amortized cost of $33,265 and $34,863) 26,794 29,541
Held-to-maturity securities (fair value of $779 and $884) 1,013 1,062
Loans held-for-sale, net 289 654
Finance receivables and loans, net    
Finance receivables and loans, net of unearned income 140,260 135,748
Allowance for loan losses (3,837) (3,711)
Total finance receivables and loans, net 136,423 132,037
Investment in operating leases, net 9,569 10,444
Premiums receivable and other insurance assets 2,775 2,698
Other assets 9,601 9,138
Total assets 195,704 191,826
Deposit liabilities    
Noninterest-bearing 188 185
Interest-bearing 152,647 152,112
Total deposit liabilities 152,835 152,297
Short-term borrowings 2,410 2,399
Long-term debt 20,096 17,762
Interest payable 1,437 408
Unearned insurance premiums and service revenue 3,494 3,453
Accrued expenses and other liabilities 2,607 2,648
Total liabilities 182,879 178,967
Contingencies (refer to Note 23)
Equity    
Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 510,887,028 and 507,682,838; and outstanding 301,629,751 and 299,324,357) 21,936 21,816
Preferred stock 2,324 2,324
Retained earnings (accumulated deficit) 197 (384)
Accumulated other comprehensive loss (4,765) (4,059)
Treasury stock, at cost (209,257,277 and 208,358,481 shares) (6,867) (6,838)
Total equity 12,825 12,859
Total liabilities and equity $ 195,704 $ 191,826