Condensed Consolidated Statement of Comprehensive Income (unaudited) - USD ($) shares in Thousands, $ in Millions		3 Months Ended			9 Months Ended
		Sep. 30, 2023		Sep. 30, 2022	Sep. 30, 2023		Sep. 30, 2022
Financing revenue and other interest income
Interest and fees on finance receivables and loans		$ 2,837		$ 2,120	$ 8,133		$ 5,676
Interest on loans held-for-sale		7		10	29		18
Interest and dividends on investment securities and other earning assets		267		218	752		609
Interest on cash and cash equivalents		99		16	242		23
Operating leases		385		397	1,179		1,196
Total financing revenue and other interest income		3,595		2,761	10,335		7,522
Interest expense
Interest on deposits		1,563		567	4,198		1,041
Interest on short-term borrowings		13		43	36		67
Interest on long-term debt		274		194	753		563
Interest on other		0		0	2		1
Total interest expense		1,850		804	4,989		1,672
Net depreciation expense on operating lease assets		212		238	638		674
Net financing revenue and other interest income		1,533		1,719	4,708		5,176
Other revenue
Insurance premiums and service revenue earned		320		289	936		849
Gain on mortgage and automotive loans, net		4		10	13		28
Other (loss) gain on investments, net		(41)		(54)	59		(173)
Other income, net of losses		152		52	431		347
Total other revenue		435		297	1,439		1,051
Total net revenue		1,968		2,016	6,147		6,227
Provision for credit losses		508		438	1,381		909
Noninterest expense
Compensation and benefits expense		463		467	1,448		1,397
Insurance losses and loss adjustment expenses		107		70	329		217
Other operating expenses		662		624	1,970		1,807
Total noninterest expense		1,232		1,161	3,747		3,421
Income (loss) from continuing operations before income tax (benefit) expense		228		417	1,019		1,897
Income tax (benefit) expense from continuing operations		(68)		117	74		460
Net income from continuing operations		296	[1]	300	945	[1]	1,437	[1]
Loss from discontinued operations, net of tax		0		(1)	(1)		(1)
Net income		296		299	944		1,436
Other comprehensive loss, net of tax		(902)		(1,331)	(706)		(4,182)
Comprehensive (loss) income		(606)		(1,032)	238		(2,746)
Net income from continuing operations attributable to common stockholders	[1]	269		273	862		1,354
Loss from discontinued operations, net of tax	[1]	0		(1)	(1)		(1)
Net income attributable to common stockholders	[1]	$ 269		$ 272	$ 861		$ 1,353
Basic weighted-average common shares outstanding (in shares)	[1],[2]	304,134		308,220	303,497		321,884
Diluted weighted-average common shares outstanding (in shares)	[1],[2]	305,693		310,086	304,601		323,875
Basic earnings per common share
Net income from continuing operations (in dollars per share)	[1]	$ 0.88		$ 0.88	$ 2.84		$ 4.20
Loss from discontinued operations, net of tax (in dollars per share)	[1]	0		0	(0.01)		0
Net income (in dollars per share)	[1]	0.88		0.88	2.84		4.20
Diluted earnings per common share
Net income from continuing operations (in dollars per share)	[1]	0.88		0.88	2.83		4.18
Loss from discontinued operations, net of tax (in dollars per share)	[1]	0		0	(0.01)		0
Net income (in dollars per share)	[1]	0.88		0.88	2.83		4.18
Cash dividends declared per common share (in dollars per share)	[1]	$ 0.30		$ 0.30	$ 0.90		$ 0.90

[1] Figures in the table may not recalculate exactly due to rounding. Earnings per share is calculated based on unrounded numbers.

[2] Includes shares related to share-based compensation that vested but were not yet issued.