Other Operating Expenses

9 Months Ended

Sep. 30, 2023

Operating Expenses [Abstract]

Other Operating Expenses

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended September 30,				Nine months ended September 30,
($ in millions)	2023		2022		2023		2022
Insurance commissions	$	160	$	152	$	475	$	452
Technology and communications	109		100		328		297
Advertising and marketing	74		89		231		238
Lease and loan administration	57		45		158		150
Property and equipment depreciation	51		42		146		122
Regulatory and licensing fees	45		33		119		81
Professional services	35		42		103		132
Vehicle remarketing and repossession	30		23		85		65
Amortization of intangible assets (a)	6		9		19		25
Other	95		89		306		245
Total other operating expenses	$	662	$	624	$	1,970	$	1,807

(a)Refer to Note 10 for further information on our intangible assets.