Other Operating Expenses

6 Months Ended

Jun. 30, 2023

Operating Expenses [Abstract]

Other Operating Expenses

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended June 30,				Six months ended June 30,
($ in millions)	2023		2022		2023		2022
Insurance commissions	$	158	$	151	$	315	$	300
Technology and communications	111		100		219		197
Advertising and marketing	79		77		157		149
Lease and loan administration	53		54		101		105
Property and equipment depreciation	48		41		95		80
Regulatory and licensing fees	39		22		74		48
Professional services	36		47		68		90
Vehicle remarketing and repossession	28		22		55		42
Amortization of intangible assets (a)	6		8		13		16
Other	109		90		211		156
Total other operating expenses	$	667	$	612	$	1,308	$	1,183

(a)Refer to Note 10 for further information on our intangible assets.