Condensed Consolidated Statement of Comprehensive Income - USD ($) shares in Thousands, $ in Millions		3 Months Ended
		Mar. 31, 2023	Mar. 31, 2022
Financing revenue and other interest income
Interest and fees on finance receivables and loans		$ 2,575	$ 1,714
Interest on loans held-for-sale		15	4
Interest and dividends on investment securities and other earning assets		238	188
Interest on cash and cash equivalents		56	2
Operating leases		402	403
Total financing revenue and other interest income		3,286	2,311
Interest expense
Interest on deposits		1,217	211
Interest on short-term borrowings		12	5
Interest on long-term debt		227	185
Interest on other		2	0
Total interest expense		1,458	401
Net depreciation expense on operating lease assets		226	217
Net financing revenue and other interest income		1,602	1,693
Other revenue
Insurance premiums and service revenue earned		306	280
Gain on mortgage and automotive loans, net		4	14
Other gain on investments, net		74	5
Other income, net of losses		114	143
Total other revenue		498	442
Total net revenue		2,100	2,135
Provision for credit losses		446	167
Noninterest expense
Compensation and benefits expense		537	493
Insurance losses and loss adjustment expenses		88	58
Other operating expenses		641	571
Total noninterest expense		1,266	1,122
Income from continuing operations before income tax expense		388	846
Income tax expense from continuing operations		68	191
Net income from continuing operations	[1]	320	655
Loss from discontinued operations, net of tax		(1)	0
Net income		319	655
Other comprehensive income (loss), net of tax		283	(1,633)
Comprehensive (loss) income		602	(978)
Net income from continuing operations attributable to common stockholders	[1]	292	627
Loss from discontinued operations, net of tax	[1]	(1)	0
Net income attributable to common stockholders	[1]	$ 291	$ 627
Basic weighted-average common shares outstanding (in shares)	[1],[2]	302,657	335,678
Diluted weighted-average common shares outstanding (in shares)	[1],[2]	303,448	337,812
Basic earnings per common share
Net income from continuing operations (in dollars per share)	[1]	$ 0.97	$ 1.87
Net income (in dollars per share)	[1]	0.96	1.87
Diluted earnings per common share
Net income from continuing operations (in dollars per share)	[1]	0.96	1.86
Net income (in dollars per share)	[1]	0.96	1.86
Cash dividends declared per common share (in dollars per share)	[1]	$ 0.30	$ 0.30

[1] Figures in the table may not recalculate exactly due to rounding. Earnings per share is calculated based on unrounded numbers.

[2] Includes shares related to share-based compensation that vested but were not yet issued.