Consolidated Balance Sheet - USD ($) $ in Millions		Dec. 31, 2022	Dec. 31, 2021
Cash and cash equivalents
Noninterest-bearing		$ 542	$ 502
Interest-bearing		5,029	4,560
Total cash and cash equivalents		5,571	5,062
Carrying amount, equity investments without a readily determinable fair value		681	1,102
Available-for-sale securities	[1]	29,541	33,587
Held-to-maturity securities		1,062	1,170
Loans held-for-sale, net		654	549
Finance receivables and loans, net
Finance receivables and loans, net of unearned income		135,748	122,268
Allowance for loan losses		(3,711)	(3,267)
Total finance receivables and loans, net		132,037	119,001
Investment in operating leases, net		10,444	10,862
Premiums receivable and other insurance assets		2,698	2,724
Other assets		9,138	8,057
Total assets		191,826	182,114
Deposit liabilities
Noninterest-bearing		185	150
Interest-bearing		152,112	141,408
Total deposit liabilities		152,297	141,558
Short-term borrowings		2,399	0
Long-term debt		17,762	17,029
Interest payable		408	210
Unearned insurance premiums and service revenue		3,453	3,514
Accrued expenses and other liabilities		2,648	2,753
Total liabilities		178,967	165,064
Commitments and contingencies (refer to Note 28 and Note 29)
Equity
Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 507,682,838 and 504,521,535; and outstanding 299,324,357 and 337,940,636)		21,816	21,671
Preferred stock		2,324	2,324
Accumulated deficit		(384)	(1,599)
Accumulated other comprehensive loss		(4,059)	(158)
Treasury stock, at cost (208,358,481 and 166,580,899 shares)		(6,838)	(5,188)
Total equity		12,859	17,050
Total liabilities and equity		$ 191,826	$ 182,114

[1] Refer to Note 8 for discussion of investment securities pledged as collateral.