Condensed Consolidated Statement of Income - USD ($) shares in Thousands, $ in Millions		3 Months Ended			6 Months Ended
		Jun. 30, 2022		Jun. 30, 2021	Jun. 30, 2022		Jun. 30, 2021
Financing revenue and other interest income
Interest and fees on finance receivables and loans		$ 1,842		$ 1,588	$ 3,556		$ 3,170
Interest on loans held-for-sale		4		4	8		9
Interest and dividends on investment securities and other earning assets		203		147	391		278
Interest on cash and cash equivalents		5		4	7		8
Operating leases		396		384	799		754
Total financing revenue and other interest income		2,450		2,127	4,761		4,219
Interest expense
Interest on deposits		263		268	474		574
Interest on short-term borrowings		19		0	24		1
Interest on long-term debt		184		230	369		480
Interest on other		1		0	1		0
Total interest expense		467		498	868		1,055
Net depreciation expense on operating lease assets		219		82	436		245
Net financing revenue and other interest income		1,764		1,547	3,457		2,919
Other revenue
Insurance premiums and service revenue earned		280		278	560		558
Gain on mortgage and automotive loans, net		4		19	18		55
Loss on extinguishment of debt		0		(73)	0		(74)
Other (loss) gain on investments, net		(124)		65	(119)		188
Other income, net of losses		152		249	295		376
Total other revenue		312		538	754		1,103
Total net revenue		2,076		2,085	4,211		4,022
Provision for credit losses		304		(32)	471		(45)
Noninterest expense
Compensation and benefits expense		437		446	930		841
Insurance losses and loss adjustment expenses		89		74	147		137
Other operating expenses		612		555	1,183		1,040
Total noninterest expense		1,138		1,075	2,260		2,018
Income from continuing operations before income tax expense		634		1,042	1,480		2,049
Income tax expense from continuing operations		152		143	343		354
Net income from continuing operations		482	[1]	899	1,137	[1]	1,695	[1]
Income from discontinued operations, net of tax		0		1	0		1
Net income		482		900	1,137		1,696
Other comprehensive (loss) income, net of tax		(1,218)		189	(2,851)		(415)
Comprehensive (loss) income		(736)		1,089	(1,714)		1,281
Net income from continuing operations attributable to common stockholders	[1]	454		899	1,081		1,695
Income from discontinued operations, net of tax	[1]	0		1	0		1
Net income attributable to common stockholders	[1]	$ 454		$ 900	$ 1,081		$ 1,696
Basic weighted-average common shares outstanding	[1],[2]	322,057		370,412	328,830		372,807
Diluted weighted-average common shares outstanding	[1],[2]	324,027		373,029	330,882		375,265
Basic earnings per common share
Net income from continuing operations (in dollars per share)	[1]	$ 1.41		$ 2.43	$ 3.29		$ 4.55
Net income (in dollars per share)	[1]	1.41		2.43	3.29		4.55
Diluted earnings per common share
Net income from continuing operations (in dollars per share)	[1]	1.40		2.41	3.27		4.52
Net income (in dollars per share)	[1]	1.40		2.41	3.27		4.52
Cash dividends declared per common share (in dollars per share)	[1]	$ 0.30		$ 0.19	$ 0.60		$ 0.38

[1] Figures in the table may not recalculate exactly due to rounding. Earnings per share is calculated based on unrounded numbers.

[2] Includes shares related to share-based compensation that vested but were not yet issued.