Other Operating Expenses (Tables)

3 Months Ended

Mar. 31, 2022

Operating Expenses [Abstract]

Schedule of Other Operating Cost and Expense, by Component

Details of other operating expenses were as follows.

	Three months ended March 31,
($ in millions)	2022		2021
Insurance commissions	$	149	$	136
Technology and communications	97		78
Advertising and marketing	72		41
Lease and loan administration	51		55
Professional services	43		33
Property and equipment depreciation	39		36
Regulatory and licensing fees	26		18
Vehicle remarketing and repossession	20		21
Amortization of intangible assets (a)	8		5
Other	66		62
Total other operating expenses	$	571	$	485

(a)Refer to Note 11 for further information on our intangible assets.