Condensed Consolidated Statement of Comprehensive Income (unaudited) - USD ($) $ in Millions		3 Months Ended		6 Months Ended
		Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Financing revenue and other interest income
Interest and fees on finance receivables and loans		$ 1,588	$ 1,630	$ 3,170	$ 3,372
Interest on loans held-for-sale		4	4	9	6
Interest and dividends on investment securities and other earning assets		147	197	278	423
Interest on cash and cash equivalents		4	4	8	18
Operating leases		384	343	754	710
Total financing revenue and other interest income		2,127	2,178	4,219	4,529
Interest expense
Interest on deposits		268	541	574	1,133
Interest on short-term borrowings		0	13	1	30
Interest on long-term debt		230	318	480	666
Total interest expense		498	872	1,055	1,829
Net depreciation expense on operating lease assets		82	252	245	500
Net financing revenue and other interest income		1,547	1,054	2,919	2,200
Other revenue
Insurance premiums and service revenue earned		278	263	558	540
Gain on mortgage and automotive loans, net		19	14	55	2
Loss on extinguishment of debt		(73)	(1)	(74)	(1)
Other gain on investments, net		65	188	188	109
Other income, net of losses		249	91	376	171
Total other revenue		538	555	1,103	821
Total net revenue		2,085	1,609	4,022	3,021
Provision for credit losses		(32)	287	(45)	1,190
Noninterest expense
Compensation and benefits expense		446	334	841	694
Insurance losses and loss adjustment expenses		74	142	137	216
Goodwill impairment		0	50	0	50
Other operating expenses		555	459	1,040	945
Total noninterest expense		1,075	985	2,018	1,905
Income (loss) from continuing operations before income tax expense		1,042	337	2,049	(74)
Income tax expense from continuing operations		143	95	354	3
Net income (loss) from continuing operations		899	242	1,695	(77)
Income (loss) from discontinued operations, net of tax		1	(1)	1	(1)
Net income (loss)		900	241	1,696	(78)
Other comprehensive income (loss), net of tax		189	109	(415)	692
Comprehensive income		$ 1,089	$ 350	$ 1,281	$ 614
Basic earnings per common share
Net income (loss) from continuing operations (in dollars per share)	[1]	$ 2.43	$ 0.65	$ 4.55	$ (0.20)
Net income (loss) (in dollars per share)	[1]	2.43	0.64	4.55	(0.21)
Diluted earnings per common share
Net income (loss) from continuing operations (in dollars per share)	[1],[2]	2.41	0.64	4.52	(0.20)
Net income (loss) (in dollars per share)	[1],[2]	2.41	0.64	4.52	(0.21)
Cash dividends declared per common share (in dollars per share)	[1],[2]	$ 0.19	$ 0.19	$ 0.38	$ 0.38

[1] Figures in the table may not recalculate exactly due to rounding. Earnings per share is calculated based on unrounded numbers.

[2] Due to the antidilutive effect of the net loss from continuing operations for the six months ended June 30, 2020, basic weighted-average common shares outstanding was used to calculate basic and diluted earnings per share.