Other Operating Expenses

6 Months Ended

Jun. 30, 2021

Operating Expenses [Abstract]

Other Operating Expenses

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended June 30,				Six months ended June 30,
($ in millions)	2021		2020		2021		2020
Insurance commissions	$	138	$	127	$	274	$	253
Technology and communications	81		80		159		159
Lease and loan administration	57		46		112		84
Advertising and marketing	45		32		86		76
Property and equipment depreciation	38		34		74		68
Professional services	28		28		61		59
Charitable contributions	54		3		55		4
Vehicle remarketing and repossession	17		11		38		34
Regulatory and licensing fees	17		29		35		58
Occupancy	18		13		33		29
Non-income taxes	9		7		15		14
Amortization of intangible assets	4		5		9		10
Other	49		44		89		97
Total other operating expenses	$	555	$	459	$	1,040	$	945