Other Operating Expenses

12 Months Ended

Dec. 31, 2020

Operating Expenses [Abstract]

Other Operating Income and Expense Disclosure

Other Operating Expenses

Details of other operating expenses were as follows.

Year ended December 31, ($ in millions)	2020		2019		2018
Insurance commissions	$	517	$	475	$	440
Technology and communications	314		311		299
Lease and loan administration	203		172		164
Advertising and marketing	171		180		172
Property and equipment depreciation	136		96		87
Professional services	118		126		133
Regulatory and licensing fees	96		115		121
Vehicle remarketing and repossession	73		105		111
Occupancy	57		57		45
Non-income taxes	28		34		29
Amortization of intangible assets	18		13		11
Other	313		202		202
Total other operating expenses	$	2,044	$	1,886	$	1,814