XML 78 R64.htm IDEA: XBRL DOCUMENT v3.20.2
Finance Receivables and Loans, Net (Allowance for Credit Losses on Financing Receivables) (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2020
Jun. 30, 2020
Mar. 31, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Line Items]              
Financing receivable, allowance for credit losses, individually evaluated for impairment       $ 87   $ 87  
Financing receivable, allowance for credit losses, collectively evaluated for impairment       1,190   1,190  
Loans and leases receivable, gross $ 118,028     128,609 $ 118,028 128,609 $ 128,231
Financing receivable, individually evaluated for impairment       906   906  
Financing receivable, collectively evaluated for impairment       127,703   127,703  
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses (3,354)   $ (1,263) (1,282) (1,263) (1,242)  
Allowance for loan and lease losses, charge-offs (279)     (393) (954) (1,071)  
Allowance for loan and lease losses, recoveries 157     126 388 385  
Allowance for loan and lease losses, net charge-offs (122)     (267) (566) (686)  
Provision for loan losses 147 $ 287   263 1,337 722  
Allowance for Loan and Lease Losses, Adjustments, Other 0     (1) (1) (1)  
Allowance for loan losses (3,379) (3,354)   (1,277) (3,379) (1,277)  
Cumulative Effect, Period of Adoption, Adjusted Balance              
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses     (2,609)   (2,609)    
Additional provision expense due to to macroeconomic and other factors              
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Provision for loan losses (34) 128 602        
Increase in provision expense due to portfolio growth              
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Provision for loan losses (59)            
Consumer portfolio segment              
Financing Receivable, Allowance for Credit Loss [Line Items]              
Loans and leases receivable, gross 90,160       90,160   89,924
Consumer portfolio segment | Automotive loan              
Financing Receivable, Allowance for Credit Loss [Line Items]              
Financing receivable, allowance for credit losses, individually evaluated for impairment       37   37  
Financing receivable, allowance for credit losses, collectively evaluated for impairment       1,053   1,053  
Loans and leases receivable, gross 73,761     73,071 73,761 73,071 72,390
Financing receivable, individually evaluated for impairment       514   514  
Financing receivable, collectively evaluated for impairment       72,557   72,557  
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses (2,963)   (1,075) (1,078) (1,075) (1,048)  
Allowance for loan and lease losses, charge-offs (269)     (374) (887) (1,027)  
Allowance for loan and lease losses, recoveries 152     121 371 368  
Allowance for loan and lease losses, net charge-offs (117)     (253) (516) (659)  
Provision for loan losses 134     264 1,088 701  
Allowance for Loan and Lease Losses, Adjustments, Other 2     1 1 0  
Allowance for loan losses (2,982) (2,963)   (1,090) (2,982) (1,090)  
Consumer portfolio segment | Automotive loan | Cumulative Effect, Period of Adoption, Adjusted Balance              
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses     (2,409)   (2,409)    
Consumer portfolio segment | Real estate-backed loan              
Financing Receivable, Allowance for Credit Loss [Line Items]              
Financing receivable, allowance for credit losses, individually evaluated for impairment       18   18  
Financing receivable, allowance for credit losses, collectively evaluated for impairment       26   26  
Loans and leases receivable, gross 16,072     17,010 16,072 17,010 17,322
Financing receivable, individually evaluated for impairment       213   213  
Financing receivable, collectively evaluated for impairment       16,797   16,797  
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses (42)   (46) (49) (46) (53)  
Allowance for loan and lease losses, charge-offs (4)     (3) (9) (11)  
Allowance for loan and lease losses, recoveries 5     5 14 17  
Allowance for loan and lease losses, net charge-offs 1     2 5 6  
Provision for loan losses (3)     (5) (5) (13)  
Allowance for Loan and Lease Losses, Adjustments, Other (1)     (2) (1) (2)  
Allowance for loan losses (39) (42)   (44) (39) (44)  
Consumer portfolio segment | Real estate-backed loan | Cumulative Effect, Period of Adoption, Adjusted Balance              
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses     (40)   (40)    
Consumer portfolio segment | Other              
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses (49)   (9)   (9)    
Allowance for loan and lease losses, charge-offs (2)       (11)    
Allowance for loan and lease losses, recoveries 0       1    
Allowance for loan and lease losses, net charge-offs (2)       (10)    
Provision for loan losses 20       51    
Allowance for Loan and Lease Losses, Adjustments, Other 0       1    
Allowance for loan losses (67) (49)     (67)    
Consumer portfolio segment | Other | Cumulative Effect, Period of Adoption, Adjusted Balance              
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses     (25)   (25)    
Commercial portfolio segment              
Financing Receivable, Allowance for Credit Loss [Line Items]              
Financing receivable, allowance for credit losses, individually evaluated for impairment       32   32  
Financing receivable, allowance for credit losses, collectively evaluated for impairment       111   111  
Loans and leases receivable, gross 27,868     38,528 27,868 38,528 38,307
Financing receivable, individually evaluated for impairment       179   179  
Financing receivable, collectively evaluated for impairment       38,349   38,349  
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses (300)   (133) (155) (133) (141)  
Allowance for loan and lease losses, charge-offs (4)     (16) (47) (33)  
Allowance for loan and lease losses, recoveries 0     0 2 0  
Allowance for loan and lease losses, net charge-offs (4)     (16) (45) (33)  
Provision for loan losses (4)     4 203 34  
Allowance for Loan and Lease Losses, Adjustments, Other (1)     0 (2) 1  
Allowance for loan losses (291) $ (300)   $ (143) (291) $ (143)  
Commercial portfolio segment | Cumulative Effect, Period of Adoption, Adjusted Balance              
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses     (135)   (135)    
Commercial portfolio segment | Automotive loan              
Financing Receivable, Allowance for Credit Loss [Line Items]              
Loans and leases receivable, gross 17,886       17,886   28,332
Commercial portfolio segment | Real estate-backed loan              
Financing Receivable, Allowance for Credit Loss [Line Items]              
Loans and leases receivable, gross $ 4,851       4,851   $ 4,961
Accounting Standards Update 2016-13 | Retained Earnings | Revision of Prior Period, Accounting Standards Update, Adjustment              
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses     (1,346)   (1,346)    
Accounting Standards Update 2016-13 | Retained Earnings | Consumer portfolio segment | Automotive loan | Revision of Prior Period, Accounting Standards Update, Adjustment              
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses     (1,334)   (1,334)    
Accounting Standards Update 2016-13 | Retained Earnings | Consumer portfolio segment | Real estate-backed loan | Revision of Prior Period, Accounting Standards Update, Adjustment              
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses     6   6    
Accounting Standards Update 2016-13 | Retained Earnings | Consumer portfolio segment | Other | Revision of Prior Period, Accounting Standards Update, Adjustment              
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses     (16)   (16)    
Accounting Standards Update 2016-13 | Retained Earnings | Commercial portfolio segment | Revision of Prior Period, Accounting Standards Update, Adjustment              
Financing Receivable, Allowance for Loan and Lease Losses [Roll Forward]              
Allowance for loan losses     $ (2)   $ (2)