Other Operating Expenses (Tables)

9 Months Ended

Sep. 30, 2020

Operating Expenses [Abstract]

Schedule of Other Operating Cost and Expense, by Component

Details of other operating expenses were as follows.

	Three months ended September 30,				Nine months ended September 30,
($ in millions)	2020		2019		2020		2019
Insurance commissions	$	130	$	120	$	383	$	351
Technology and communications	77		77		236		227
Lease and loan administration	57		40		141		122
Advertising and marketing	36		46		112		129
Property and equipment depreciation	34		25		102		72
Professional services	28		32		87		91
Regulatory and licensing fees	18		29		76		85
Vehicle remarketing and repossession	17		26		51		78
Occupancy	14		14		43		43
Non-income taxes	9		9		23		29
Amortization of intangible assets	4		2		14		8
Other	54		48		155		144
Total other operating expenses	$	478	$	468	$	1,423	$	1,379