Other Operating Expenses

6 Months Ended

Jun. 30, 2020

Operating Expenses [Abstract]

Other Operating Income and Expense

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended June 30,				Six months ended June 30,
($ in millions)	2020		2019		2020		2019
Insurance commissions	$	127	$	117	$	253	$	231
Technology and communications	80		73		159		150
Lease and loan administration	46		43		84		82
Advertising and marketing	32		35		76		83
Property and equipment depreciation	34		25		68		47
Professional services	28		30		59		59
Regulatory and licensing fees	29		28		58		56
Vehicle remarketing and repossession	11		25		34		52
Occupancy	13		16		29		29
Non-income taxes	7		11		14		20
Amortization of intangible assets	5		3		10		6
Other	47		52		101		96
Total other operating expenses	$	459	$	458	$	945	$	911