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Condensed Consolidated Statement of Cash Flows
$ in Millions
12 Months Ended
Dec. 31, 2019
USD ($)
Dec. 31, 2018
USD ($)
Dec. 31, 2017
USD ($)
Statement of Cash Flows [Abstract]      
Net income $ 1,715 $ 1,263 $ 929
Net Cash Provided by (Used in) Operating Activities [Abstract]      
Depreciation and amortization 1,555 1,649 1,859
Provision for loan losses 998 918 1,148
Gain on mortgage and automotive loans, net (28) (25) (68)
Other loss (gain) on investments, net (243) 50 (102)
Originations and purchases of loans held-for-sale (1,276) (1,016) (414)
Proceeds from sales and repayments of loans held-for-sale 1,288 948 310
Increase (decrease) in deferred income taxes 179 330 534
Increase (decrease) in interest payable 118 148 24
Increase (decrease) in other assets (28) (87) (153)
Increase (decrease) in other liabilities (177) 2 (69)
Increase (decrease) in other assets and liabilities, net (51) (30) 81
Net cash provided by operating activities 4,050 4,150 4,079
Net Cash (Used in) Provided by Investing Activities [Abstract]      
Purchases of equity securities (498) (1,076) (899)
Proceeds from sales of equity securities 814 787 1,049
Purchases of available-for-sale securities 15,199 7,868 10,335
Proceeds from sales of available-for-sale securities 7,079 852 3,584
Proceeds from repayments of available-for-sale securities 5,154 3,215 2,899
Purchases of held-to-maturity securities (514) (578) (1,026)
Proceeds from repayments of held-to-maturity securities 302 147 68
Purchases of finance receivables and loans held-for-investment (4,439) (5,693) (5,452)
Proceeds from sales of finance receivables and loans initially held-for-investment 1,038 91 1,339
Originations and repayments of finance receivables and loans held-for-investment and other, net 4,252 (3,245) (1,063)
Purchases of operating lease assets (4,023) (3,709) (4,052)
Disposals of operating lease assets 2,625 3,089 5,567
Acquisitions, net of acquired cash (171) 0 0
Net change in nonmarketable equity investments 190 (181) (187)
Payments for (proceeds from) other, net (379) (340) (219)
Net cash used in investing activities (3,769) (14,509) (8,727)
Net Cash Provided by (Used in) Financing Activities [Abstract]      
Net change in short-term borrowings (4,456) (1,426) (1,263)
Net increase in deposits 14,547 12,867 14,172
Proceeds from issuance of long-term debt 6,915 18,401 17,969
Repayments of long-term debt (17,224) (17,940) (27,908)
Repurchase of common stock (1,039) (939) (753)
Dividends paid (273) (242) (184)
Net cash provided by financing activities (1,530) 10,721 2,033
Effect of exchange-rate changes on cash and cash equivalents and restricted cash 3 (5) 3
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents [Abstract]      
Net increase (decrease) in cash and cash equivalents and restricted cash (1,246) 357 (2,612)
Cash and cash equivalents and restricted cash [Roll Forward]      
Cash and cash equivalents and restricted cash 5,626 5,269 7,881
Cash and cash equivalents and restricted cash 4,380 5,626 5,269
Supplemental Cash Flow Information [Abstract]      
Cash paid for interest 4,034 3,380 2,829
Cash paid for income taxes 64 36 51
Held-to-maturity securities received in consideration for loans sold 0 26 56
Loans held-for-sale transferred to finance receivables and loans held-for-investment 242 0 0
Finance receivables and loans transferred to loans held-for-sale, noncash 960 815 1,339
Held-to-maturity securities transferred to available-for-sale 943 0 $ 0
Restricted Cash [Abstract]      
Cash and cash equivalents as disclosed on the Condensed Consolidated Balance Sheet 3,555 4,537  
Restricted cash included in other assets on the Condensed Consolidated Balance Sheet $ 825 $ 1,089