Other Operating Expenses (Tables)

9 Months Ended

Sep. 30, 2019

Operating Expenses [Abstract]

Schedule of Other Operating Cost and Expense, by Component

Details of other operating expenses were as follows.

	Three months ended September 30,				Nine months ended September 30,
($ in millions)	2019		2018		2019		2018
Insurance commissions	$	120	$	113	$	351	$	332
Technology and communications	77		75		227		220
Advertising and marketing	46		38		129		106
Lease and loan administration	40		42		122		124
Professional services	32		33		91		100
Regulatory and licensing fees	29		33		85		98
Vehicle remarketing and repossession	26		27		78		85
Premises and equipment depreciation	25		22		72		64
Occupancy	14		11		43		33
Non-income taxes	9		10		29		24
Amortization of intangible assets	2		2		8		8
Other	48		50		144		153
Total other operating expenses	$	468	$	456	$	1,379	$	1,347