Other Operating Expenses (Tables)

6 Months Ended

Jun. 30, 2019

Operating Expenses [Abstract]

Schedule of Other Operating Cost and Expense, by Component

Details of other operating expenses were as follows.

	Three months ended June 30,				Six months ended June 30,
($ in millions)	2019		2018		2019		2018
Insurance commissions	$	117	$	109	$	231	$	219
Technology and communications	73		74		150		145
Advertising and marketing	35		29		83		68
Lease and loan administration	43		40		82		82
Professional services	30		35		59		67
Regulatory and licensing fees	28		35		56		65
Vehicle remarketing and repossession	25		26		52		58
Premises and equipment depreciation	25		22		47		42
Occupancy	16		11		29		22
Non-income taxes	11		6		20		14
Amortization of intangible assets	3		3		6		6
Other	52		56		96		103
Total other operating expenses	$	458	$	446	$	911	$	891