Other Operating Expenses (Tables)

3 Months Ended

Mar. 31, 2019

Operating Expenses [Abstract]

Schedule of Other Operating Cost and Expense, by Component

Details of other operating expenses were as follows.

	Three months ended March 31,
($ in millions)	2019		2018
Insurance commissions	$	114	$	110
Technology and communications	77		71
Advertising and marketing	48		39
Lease and loan administration	39		42
Professional services	29		32
Regulatory and licensing fees	28		30
Vehicle remarketing and repossession	27		32
Premises and equipment depreciation	22		20
Occupancy	13		11
Non-income taxes	9		8
Amortization of intangible assets	3		3
Other	44		47
Total other operating expenses	$	453	$	445