Parent and Guarantor Condensed Consolidating Financial Statements

Certain of our senior notes issued by the parent are guaranteed by 100% directly owned subsidiaries of Ally (the Guarantors). As of September 30, 2018, the Guarantors include Ally US LLC and IB Finance Holding Company, LLC (IB Finance), each of which fully and unconditionally guarantee the senior notes on a joint and several basis.

The following financial statements present condensed consolidating financial data for (i) Ally Financial Inc. (on a parent company-only basis); (ii) the Guarantors; (iii) the nonguarantor subsidiaries (all other subsidiaries); and (iv) an elimination column for adjustments to arrive at (v) the information for the parent company, the Guarantors, and nonguarantors on a consolidated basis.

Investments in subsidiaries are accounted for by the parent company and the Guarantors using the equity method for this presentation. Results of operations of subsidiaries are therefore classified in the parent company’s and Guarantors’ investment in subsidiaries accounts. The elimination entries set forth in the following condensed consolidating financial statements eliminate distributed and undistributed income of subsidiaries, investments in subsidiaries, and intercompany balances and transactions between the parent, the Guarantors, and nonguarantors.

Condensed Consolidating Statements of Comprehensive Income



Three months ended September 30, 2018 ($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Financing revenue and other interest income
Interest and fees on finance receivables and loans	$	(4	)	$	—		$	1,712		$	—		$	1,708
Interest and fees on finance receivables and loans — intercompany	3			—			2			(5		)	—
Interest on loans held-for-sale	—			—			4			—			4
Interest and dividends on investment securities and other earning assets	—			—			198			—			198
Interest on cash and cash equivalents	2			—			16			—			18
Interest-bearing cash — intercompany	1			—			3			(4		)	—
Operating leases	1			—			367			—			368
Total financing revenue and other interest income	3			—			2,302			(9		)	2,296
Interest expense
Interest on deposits	—			—			462			—			462
Interest on short-term borrowings	12			—			17			—			29
Interest on long-term debt	250			—			201			—			451
Interest on intercompany debt	5			—			4			(9		)	—
Total interest expense	267			—			684			(9		)	942
Net depreciation expense on operating lease assets	2			—			245			—			247
Net financing (loss) revenue	(266		)	—			1,373			—			1,107
Cash dividends from subsidiaries
Bank subsidiary	550			550			—			(1,100		)	—
Nonbank subsidiaries	88			—			—			(88		)	—
Other revenue
Insurance premiums and service revenue earned	—			—			258			—			258
Gain on mortgage and automotive loans, net	16			—			1			—			17
Other gain on investments, net	—			—			22			—			22
Other income, net of losses	105			—			187			(191		)	101
Total other revenue	121			—			468			(191		)	398
Total net revenue	493			550			1,841			(1,379		)	1,505
Provision for loan losses	30			—			203			—			233
Noninterest expense
Compensation and benefits expense	19			—			255			—			274
Insurance losses and loss adjustment expenses	—			—			77			—			77
Other operating expenses	175			—			472			(191		)	456
Total noninterest expense	194			—			804			(191		)	807
Income from continuing operations before income tax (benefit) expense and undistributed (loss) income of subsidiaries	269			550			834			(1,188		)	465
Income tax (benefit) expense from continuing operations	(88		)	—			179			—			91
Net income from continuing operations	357			550			655			(1,188		)	374
Income (loss) from discontinued operations, net of tax	—			—			—			—			—
Undistributed (loss) income of subsidiaries
Bank subsidiary	(31		)	(31		)	—			62			—
Nonbank subsidiaries	48			—			—			(48		)	—
Net income	374			519			655			(1,174		)	374
Other comprehensive loss, net of tax	(133		)	(104		)	(133		)	237			(133		)
Comprehensive income	$	241		$	415		$	522		$	(937	)	$	241



Three months ended September 30, 2017 ($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Financing revenue and other interest income
Interest and fees on finance receivables and loans	$	13		$	—		$	1,473		$	—		$	1,486
Interest and fees on finance receivables and loans — intercompany	2			—			1			(3		)	—
Interest and dividends on investment securities and other earning assets	—			—			157			—			157
Interest on cash and cash equivalents	2			—			9			—			11
Interest-bearing cash — intercompany	1			—			2			(3		)	—
Operating leases	3			—			431			—			434
Total financing revenue and other interest income	21			—			2,073			(6		)	2,088
Interest expense
Interest on deposits	—			—			286			(1		)	285
Interest on short-term borrowings	16			—			18			—			34
Interest on long-term debt	278			—			138			—			416
Interest on intercompany debt	3			—			2			(5		)	—
Total interest expense	297			—			444			(6		)	735
Net depreciation expense on operating lease assets	3			—			269			—			272
Net financing (loss) revenue	(279		)	—			1,360			—			1,081
Cash dividends from subsidiaries
Bank subsidiary	2,900			2,900			—			(5,800		)	—
Nonbank subsidiaries	101			—			—			(101		)	—
Other revenue
Insurance premiums and service revenue earned	—			—			252			—			252
Gain on mortgage and automotive loans, net	9			—			6			—			15
Other gain on investments, net	—			—			23			—			23
Other income, net of losses	137			—			196			(242		)	91
Total other revenue	146			—			477			(242		)	381
Total net revenue	2,868			2,900			1,837			(6,143		)	1,462
Provision for loan losses	161			—			153			—			314
Noninterest expense
Compensation and benefits expense	17			—			247			—			264
Insurance losses and loss adjustment expenses	—			—			65			—			65
Other operating expenses	208			—			459			(243		)	424
Total noninterest expense	225			—			771			(243		)	753
Income from continuing operations before income tax (benefit) expense and undistributed (loss) income of subsidiaries	2,482			2,900			913			(5,900		)	395
Income tax (benefit) expense from continuing operations	(135		)	—			250			—			115
Net income from continuing operations	2,617			2,900			663			(5,900		)	280
Income (loss) from discontinued operations, net of tax	4			—			(2		)	—			2
Undistributed (loss) income of subsidiaries
Bank subsidiary	(2,524		)	(2,524		)	—			5,048			—
Nonbank subsidiaries	185			—			—			(185		)	—
Net income	282			376			661			(1,037		)	282
Other comprehensive income, net of tax	48			36			51			(87		)	48
Comprehensive income	$	330		$	412		$	712		$	(1,124	)	$	330



Nine months ended September 30, 2018 ($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Financing revenue and other interest income
Interest and fees on finance receivables and loans	$	6		$	—		$	4,892		$	—		$	4,898
Interest and fees on finance receivables and loans — intercompany	9			—			4			(13		)	—
Interest on loans held-for-sale	—			—			10			—			10
Interest and dividends on investment securities and other earning assets	—			—			563			(1		)	562
Interest on cash and cash equivalents	6			—			44			—			50
Interest-bearing cash — intercompany	5			—			7			(12		)	—
Operating leases	4			—			1,120			—			1,124
Total financing revenue and other interest income	30			—			6,640			(26		)	6,644
Interest expense
Interest on deposits	—			—			1,212			—			1,212
Interest on short-term borrowings	32			—			69			—			101
Interest on long-term debt	765			—			531			—			1,296
Interest on intercompany debt	12			—			14			(26		)	—
Total interest expense	809			—			1,826			(26		)	2,609
Net depreciation expense on operating lease assets	7			—			778			—			785
Net financing (loss) revenue	(786		)	—			4,036			—			3,250
Cash dividends from subsidiaries
Bank subsidiary	2,050			2,050			—			(4,100		)	—
Nonbank subsidiaries	389			—			—			(389		)	—
Other revenue
Insurance premiums and service revenue earned	—			—			753			—			753
Gain on mortgage and automotive loans, net	44			—			3			(28		)	19
Other gain on investments, net	—			—			37			—			37
Other income, net of losses	301			—			593			(587		)	307
Total other revenue	345			—			1,386			(615		)	1,116
Total net revenue	1,998			2,050			5,422			(5,104		)	4,366
Provision for loan losses	143			—			537			(28		)	652
Noninterest expense
Compensation and benefits expense	67			—			805			—			872
Insurance losses and loss adjustment expenses	—			—			241			—			241
Other operating expenses	530			—			1,404			(587		)	1,347
Total noninterest expense	597			—			2,450			(587		)	2,460
Income from continuing operations before income tax (benefit) expense and undistributed (loss) income of subsidiaries	1,258			2,050			2,435			(4,489		)	1,254
Income tax (benefit) expense from continuing operations	(210		)	—			490			—			280
Net income from continuing operations	1,468			2,050			1,945			(4,489		)	974
(Loss) income from discontinued operations, net of tax	(2		)	—			1			—			(1		)
Undistributed (loss) income of subsidiaries
Bank subsidiary	(576		)	(576		)	—			1,152			—
Nonbank subsidiaries	83			—			—			(83		)	—
Net income	973			1,474			1,946			(3,420		)	973
Other comprehensive loss, net of tax	(531		)	(436		)	(546		)	982			(531		)
Comprehensive income	$	442		$	1,038		$	1,400		$	(2,438	)	$	442



Nine months ended September 30, 2017 ($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Financing (loss) revenue and other interest income
Interest and fees on finance receivables and loans	$	(57	)	$	—		$	4,358		$	—		$	4,301
Interest and fees on finance receivables and loans — intercompany	10			—			5			(15		)	—
Interest and dividends on investment securities and other earning assets	—			—			439			(2		)	437
Interest on cash and cash equivalents	6			—			17			—			23
Interest-bearing cash — intercompany	1			—			5			(6		)	—
Operating leases	9			—			1,456			—			1,465
Total financing (loss) revenue and other interest income	(31		)	—			6,280			(23		)	6,226
Interest expense
Interest on deposits	2			—			765			(1		)	766
Interest on short-term borrowings	52			—			42			—			94
Interest on long-term debt	834			—			423			—			1,257
Interest on intercompany debt	12			—			10			(22		)	—
Total interest expense	900			—			1,240			(23		)	2,117
Net depreciation expense on operating lease assets	8			—			974			—			982
Net financing (loss) revenue	(939		)	—			4,066			—			3,127
Cash dividends from subsidiaries
Bank subsidiary	2,900			2,900			—			(5,800		)	—
Nonbank subsidiaries	528			—			—			(528		)	—
Other revenue
Insurance premiums and service revenue earned	—			—			720			—			720
Gain on mortgage and automotive loans, net	39			—			26			—			65
Other gain on investments, net	—			—			73			—			73
Other income, net of losses	568			—			630			(891		)	307
Total other revenue	607			—			1,449			(891		)	1,165
Total net revenue	3,096			2,900			5,515			(7,219		)	4,292
Provision for loan losses	350			—			504			—			854
Noninterest expense
Compensation and benefits expense	157			—			657			—			814
Insurance losses and loss adjustment expenses	—			—			278			—			278
Other operating expenses	709			—			1,431			(891		)	1,249
Total noninterest expense	866			—			2,366			(891		)	2,341
Income from continuing operations before income tax (benefit) expense and undistributed (loss) income of subsidiaries	1,880			2,900			2,645			(6,328		)	1,097
Income tax (benefit) expense from continuing operations	(362		)	—			712			—			350
Net income from continuing operations	2,242			2,900			1,933			(6,328		)	747
Income (loss) from discontinued operations, net of tax	6			—			(5		)	—			1
Undistributed (loss) income of subsidiaries
Bank subsidiary	(1,760		)	(1,760		)	—			3,520			—
Nonbank subsidiaries	260			—			—			(260		)	—
Net income	748			1,140			1,928			(3,068		)	748
Other comprehensive income, net of tax	144			91			140			(231		)	144
Comprehensive income	$	892		$	1,231		$	2,068		$	(3,299	)	$	892

Condensed Consolidating Balance Sheet



September 30, 2018 ($ in millions)	Parent			Guarantors		Nonguarantors			Consolidating adjustments			Ally consolidated
Assets
Cash and cash equivalents
Noninterest-bearing	$	50		$	—	$	752		$	—		$	802
Interest-bearing	5			—		2,965			—			2,970
Interest-bearing — intercompany	913			—		569			(1,482		)	—
Total cash and cash equivalents	968			—		4,286			(1,482		)	3,772
Equity securities	—			—		514			—			514
Available-for-sale securities	—			—		24,122			—			24,122
Held-to-maturity securities	—			—		2,269			(23		)	2,246
Loans held-for-sale, net	—			—		425			—			425
Finance receivables and loans, net
Finance receivables and loans, net	4,379			—		122,226			—			126,605
Intercompany loans to
Nonbank subsidiaries	821			—		405			(1,226		)	—
Allowance for loan losses	(98		)	—		(1,150		)	—			(1,248		)
Total finance receivables and loans, net	5,102			—		121,481			(1,226		)	125,357
Investment in operating leases, net	7			—		8,571			—			8,578
Intercompany receivables from
Bank subsidiary	113			—		—			(113		)	—
Nonbank subsidiaries	44			—		121			(165		)	—
Investment in subsidiaries
Bank subsidiary	16,057			16,057		—			(32,114		)	—
Nonbank subsidiaries	6,999			—		—			(6,999		)	—
Premiums receivable and other insurance assets	—			—		2,291			—			2,291
Other assets	2,220			—		4,999			(1,423		)	5,796
Total assets	$	31,510		$	16,057	$	169,079		$	(43,545	)	$	173,101
Liabilities
Deposit liabilities
Noninterest-bearing	$	—		$	—	$	180		$	—		$	180
Interest-bearing	3			—		101,196			—			101,199
Interest-bearing — intercompany	—			—		913			(913		)	—
Total deposit liabilities	3			—		102,289			(913		)	101,379
Short-term borrowings	2,575			—		4,763			—			7,338
Long-term debt	14,111			—		31,431			—			45,542
Intercompany debt to
Bank subsidiary	23			—		—			(23		)	—
Nonbank subsidiaries	974			—		821			(1,795		)	—
Intercompany payables to
Bank subsidiary	45			—		—			(45		)	—
Nonbank subsidiaries	117			—		81			(198		)	—
Interest payable	242			—		470			—			712
Unearned insurance premiums and service revenue	—			—		3,020			—			3,020
Accrued expenses and other liabilities	335			—		3,148			(1,458		)	2,025
Total liabilities	18,425			—		146,023			(4,432		)	160,016
Total equity	13,085			16,057		23,056			(39,113		)	13,085
Total liabilities and equity	$	31,510		$	16,057	$	169,079		$	(43,545	)	$	173,101



December 31, 2017 ($ in millions)	Parent			Guarantors		Nonguarantors			Consolidating adjustments			Ally consolidated
Assets
Cash and cash equivalents
Noninterest-bearing	$	74		$	—	$	770		$	—		$	844
Interest-bearing	5			—		3,403			—			3,408
Interest-bearing — intercompany	1,138			—		695			(1,833		)	—
Total cash and cash equivalents	1,217			—		4,868			(1,833		)	4,252
Equity securities	—			—		518			—			518
Available-for-sale securities	—			—		22,303			—			22,303
Held-to-maturity securities	—			—		1,973			(74		)	1,899
Loans held-for-sale, net	—			—		108			—			108
Finance receivables and loans, net
Finance receivables and loans, net	7,434			—		115,459			—			122,893
Intercompany loans to
Nonbank subsidiaries	879			—		408			(1,287		)	—
Allowance for loan losses	(185		)	—		(1,091		)	—			(1,276		)
Total finance receivables and loans, net	8,128			—		114,776			(1,287		)	121,617
Investment in operating leases, net	19			—		8,722			—			8,741
Intercompany receivables from
Bank subsidiary	80			—		—			(80		)	—
Nonbank subsidiaries	71			—		77			(148		)	—
Investment in subsidiaries
Bank subsidiary	16,962			16,962		—			(33,924		)	—
Nonbank subsidiaries	8,111			—		—			(8,111		)	—
Premiums receivable and other insurance assets	—			—		2,082			(35		)	2,047
Other assets	2,207			—		5,105			(1,649		)	5,663
Total assets	$	36,795		$	16,962	$	160,532		$	(47,141	)	$	167,148
Liabilities
Deposit liabilities
Noninterest-bearing	$	—		$	—	$	108		$	—		$	108
Interest-bearing	12			—		93,136			—			93,148
Interest-bearing — intercompany	—			—		1,139			(1,139		)	—
Total deposit liabilities	12			—		94,383			(1,139		)	93,256
Short-term borrowings	3,171			—		8,242			—			11,413
Long-term debt	17,966			—		26,260			—			44,226
Intercompany debt to
Bank subsidiary	74			—		—			(74		)	—
Nonbank subsidiaries	1,103			—		879			(1,982		)	—
Intercompany payables to
Bank subsidiary	4			—		—			(4		)	—
Nonbank subsidiaries	132			—		127			(259		)	—
Interest payable	200			—		175			—			375
Unearned insurance premiums and service revenue	—			—		2,604			—			2,604
Accrued expenses and other liabilities	639			—		2,790			(1,649		)	1,780
Total liabilities	23,301			—		135,460			(5,107		)	153,654
Total equity	13,494			16,962		25,072			(42,034		)	13,494
Total liabilities and equity	$	36,795		$	16,962	$	160,532		$	(47,141	)	$	167,148

Condensed Consolidating Statement of Cash Flows



Nine months ended September 30, 2018 ($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Operating activities
Net cash provided by operating activities	$	1,417		$	2,050		$	4,366		$	(4,489	)	$	3,344
Investing activities
Purchases of equity securities	—			—			(652		)	—			(652		)
Proceeds from sales of equity securities	—			—			715			—			715
Purchases of available-for-sale securities	—			—			(5,669		)	—			(5,669		)
Proceeds from sales of available-for-sale securities	—			—			637			—			637
Proceeds from repayments of available-for-sale securities	—			—			2,509			—			2,509
Purchases of held-to-maturity securities	—			—			(436		)	—			(436		)
Proceeds from repayments of held-to-maturity securities	—			—			107			—			107
Net change in investment securities — intercompany	—			—			51			(51		)	—
Purchases of finance receivables and loans held-for-investment	(131		)	—			(5,577		)	930			(4,778		)
Proceeds from sales of finance receivables and loans initially held-for-investment	983			—			—			(930		)	53
Originations and repayments of finance receivables and loans held-for-investment and other, net	2,092			—			(2,650		)	—			(558		)
Net change in loans — intercompany	45			—			(6		)	(39		)	—
Purchases of operating lease assets	—			—			(2,991		)	—			(2,991		)
Disposals of operating lease assets	9			—			2,452			—			2,461
Capital contributions to subsidiaries	(58		)	(6		)	—			64			—
Returns of contributed capital	222			—			—			(222		)	—
Net change in nonmarketable equity investments	(14		)	—			11			—			(3		)
Other, net	1			—			(241		)	(1		)	(241		)
Net cash provided by (used in) investing activities	3,149			(6		)	(11,740		)	(249		)	(8,846		)
Financing activities
Net change in short-term borrowings — third party	(596		)	—			(3,478		)	—			(4,074		)
Net (decrease) increase in deposits	(9		)	—			7,846			226			8,063
Proceeds from issuance of long-term debt — third party	51			—			14,705			—			14,756
Repayments of long-term debt — third party	(3,393		)	—			(9,601		)	—			(12,994		)
Net change in debt — intercompany	(143		)	—			(73		)	216			—
Repurchase of common stock	(630		)	—			—			—			(630		)
Dividends paid — third party	(179		)	—			—			—			(179		)
Dividends paid and returns of contributed capital — intercompany	—			(2,050		)	(2,661		)	4,711			—
Capital contributions from parent	—			6			58			(64		)	—
Net cash (used in) provided by financing activities	(4,899		)	(2,044		)	6,796			5,089			4,942
Effect of exchange-rate changes on cash and cash equivalents	—			—			(2		)	—			(2		)
Net decrease in cash and cash equivalents and restricted cash	(333		)	—			(580		)	351			(562		)
Cash and cash equivalents and restricted cash at beginning of year	1,395			—			5,707			(1,833		)	5,269
Cash and cash equivalents and restricted cash at September 30,	$	1,062		$	—		$	5,127		$	(1,482	)	$	4,707

The following table provides a reconciliation of cash and cash equivalents and restricted cash from the Condensed Consolidated Balance Sheet to the Condensed Consolidated Statement of Cash Flows.



September 30, 2018 ($ in millions)	Parent		Guarantors		Nonguarantors		Consolidating adjustments			Ally consolidated
Cash and cash equivalents as disclosed on the Condensed Consolidated Balance Sheet	$	968	$	—	$	4,286	$	(1,482	)	$	3,772
Restricted cash included in other assets on the Condensed Consolidated Balance Sheet (a)	94		—		841		—			935
Total cash and cash equivalents and restricted cash as disclosed in the Condensed Consolidated Statement of Cash Flows	$	1,062	$	—	$	5,127	$	(1,482	)	$	4,707


(a)	Restricted cash balances relate primarily to Ally securitization arrangements. Refer to Note 10 for additional details describing the nature of restricted cash balances.



Nine months ended September 30, 2017 ($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Operating activities
Net cash provided by operating activities	$	3,701		$	2,900		$	3,019		$	(6,247	)	$	3,373
Investing activities
Purchases of equity securities	—			—			(612		)	—			(612		)
Proceeds from sales of equity securities	—			—			728			—			728
Purchases of available-for-sale securities	—			—			(8,410		)	—			(8,410		)
Proceeds from sales of available-for-sale securities	—			—			2,198			—			2,198
Proceeds from repayments of available-for-sale securities	—			—			2,002			—			2,002
Purchases of held-to-maturity securities	—			—			(709		)	—			(709		)
Proceeds from repayments of held-to-maturity securities	—			—			32			—			32
Net change in investment securities — intercompany	7			—			281			(288		)	—
Purchases of finance receivables and loans held-for-investment	(35		)	—			(3,090		)	—			(3,125		)
Proceeds from sales of finance receivables and loans initially held-for-investment	96			—			1,227			—			1,323
Originations and repayments of finance receivables and loans held-for-investment and other, net	259			—			2,718			(1,956		)	1,021
Net change in loans — intercompany	2,159			—			232			(2,391		)	—
Purchases of operating lease assets	—			—			(2,844		)	—			(2,844		)
Disposals of operating lease assets	7			—			4,402			—			4,409
Capital contributions to subsidiaries	(1,200		)	—			—			1,200			—
Returns of contributed capital	1,031			—			—			(1,031		)	—
Net change in nonmarketable equity investments	—			—			(20		)	—			(20		)
Other, net	(20		)	—			(39		)	(96		)	(155		)
Net cash provided by (used in) investing activities	2,304			—			(1,904		)	(4,562		)	(4,162		)
Financing activities
Net change in short-term borrowings — third party	(245		)	—			(2,255		)	—			(2,500		)
Net (decrease) increase in deposits	(153		)	—			12,698			(1,495		)	11,050
Proceeds from issuance of long-term debt — third party	355			—			10,986			1,961			13,302
Repayments of long-term debt — third party	(4,125		)	—			(18,251		)	—			(22,376		)
Net change in debt — intercompany	(366		)	—			(2,166		)	2,532			—
Repurchase of common stock	(563		)	—			—			—			(563		)
Dividends paid — third party	(130		)	—			—			—			(130		)
Dividends paid and returns of contributed capital — intercompany	—			(2,900		)	(4,459		)	7,359			—
Capital contributions from parent	—			—			1,200			(1,200		)	—
Net cash used in financing activities	(5,227		)	(2,900		)	(2,247		)	9,157			(1,217		)
Effect of exchange-rate changes on cash and cash equivalents	—			—			3			—			3
Net increase (decrease) in cash and cash equivalents and restricted cash	778			—			(1,129		)	(1,652		)	(2,003		)
Cash and cash equivalents and restricted cash at beginning of year	989			—			7,293			(401		)	7,881
Cash and cash equivalents and restricted cash at September 30,	$	1,767		$	—		$	6,164		$	(2,053	)	$	5,878

The following table provides a reconciliation of cash and cash equivalents and restricted cash from the Condensed Consolidated Balance Sheet to the Condensed Consolidated Statement of Cash Flows.



September 30, 2017 ($ in millions)	Parent		Guarantors		Nonguarantors		Consolidating adjustments			Ally consolidated
Cash and cash equivalents as disclosed on the Condensed Consolidated Balance Sheet	$	1,574	$	—	$	4,903	$	(2,053	)	$	4,424
Restricted cash included in other assets on the Condensed Consolidated Balance Sheet (a)	193		—		1,261		—			1,454
Total cash and cash equivalents and restricted cash as disclosed in the Condensed Consolidated Statement of Cash Flows	$	1,767	$	—	$	6,164	$	(2,053	)	$	5,878


(a)	Restricted cash balances relate primarily to Ally securitization arrangements. Refer to Note 10 for additional details describing the nature of restricted cash balances.