Other Operating Expenses

9 Months Ended

Sep. 30, 2018

Operating Expenses [Abstract]

Other Operating Income and Expense

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended September 30,				Nine months ended September 30,
($ in millions)	2018		2017		2018		2017
Insurance commissions	$	113	$	106	$	332	$	309
Technology and communications	75		72		220		212
Lease and loan administration	42		41		124		116
Advertising and marketing	38		33		106		96
Professional services	33		28		100		81
Regulatory and licensing fees	33		27		98		82
Vehicle remarketing and repossession	27		29		85		82
Premises and equipment depreciation	22		22		64		67
Occupancy	11		11		33		34
Non-income taxes	10		6		24		22
Amortization of intangible assets	2		2		8		8
Other	50		47		153		140
Total other operating expenses	$	456	$	424	$	1,347	$	1,249