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Regulatory Capital and Other Regulatory Matters (Tables)
3 Months Ended
Mar. 31, 2018
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
The following table summarizes our capital ratios under the U.S. Basel III capital framework.
 
March 31, 2018
 
December 31, 2017
 
Required minimum (a)
 
Well-capitalized minimum
($ in millions)
Amount
 
Ratio
 
Amount
 
Ratio
 
Capital ratios
 
 
 
 
 
 
 
 
 
 
 
Common Equity Tier 1 (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Ally Financial Inc.
$
13,079

 
9.26
%
 
$
13,237

 
9.53
%
 
4.50
%
 
(b)

Ally Bank
16,535

 
13.93

 
17,059

 
15.04

 
4.50

 
6.50
%
Tier 1 (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Ally Financial Inc.
$
15,512

 
10.98
%
 
$
15,628

 
11.25
%
 
6.00
%
 
6.00
%
Ally Bank
16,535

 
13.93

 
17,059

 
15.04

 
6.00

 
8.00

Total (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Ally Financial Inc.
$
17,760

 
12.57
%
 
$
17,974

 
12.94
%
 
8.00
%
 
10.00
%
Ally Bank
17,480

 
14.72

 
17,886

 
15.77

 
8.00

 
10.00

Tier 1 leverage (to adjusted quarterly average assets) (c)
 
 
 
 
 
 
 
 
 
 
 
Ally Financial Inc.
$
15,512

 
9.26
%
 
$
15,628

 
9.53
%
 
4.00
%
 
(b)

Ally Bank
16,535

 
11.94

 
17,059

 
12.87

 
4.00

 
5.00
%
(a)
In addition to the minimum risk-based capital requirements for common equity Tier 1 capital, Tier 1 capital, and total capital ratios, Ally and Ally Bank were required to maintain a minimum capital conservation buffer of 1.875% and 1.25% at March 31, 2018, and December 31, 2017, respectively, which ultimately increases to 2.5% on January 1, 2019.
(b)
Currently, there is no ratio component for determining whether a BHC is “well-capitalized.”
(c)
Federal regulatory reporting guidelines require the calculation of adjusted quarterly average assets using a daily average methodology.
Schedule of Common Share Repurchase Activity [Table Text Block]
The following table presents information related to our common stock for each quarter since the commencement of our common stock repurchase programs and initiation of a quarterly cash dividend on common stock.
 
 
Common stock repurchased during period (a)
 
Number of common shares outstanding
 
Cash dividends declared per common share (b)
($ in millions, except per share data; shares in thousands)
 
Approximate dollar value
 
Number of shares
 
Beginning of period
 
End of period
 
2016
 
 
 
 
 
 
 
 
 
 
Third quarter
 
$
159

 
8,298


483,753

 
475,470


$
0.08

Fourth quarter
 
167

 
8,745


475,470

 
467,000


0.08

2017
 
 
 
 
 
 
 
 
 
 
First quarter
 
$
169

 
8,097


467,000

 
462,193


$
0.08

Second quarter
 
204

 
10,485


462,193

 
452,292


0.08

Third quarter
 
190

 
8,507


452,292

 
443,796


0.12

Fourth quarter
 
190

 
7,033


443,796

 
437,054


0.12

2018
 
 
 
 
 
 
 
 
 
 
First quarter
 
$
185

 
6,473


437,054

 
432,691


$
0.13

(a)
Includes shares of common stock withheld to cover income taxes owed by participants in our share-based incentive plans.
(b)
On April 10, 2018, the Board declared a quarterly cash dividend of $0.13 per share on all common stock, payable on May 15, 2018. Refer to Note 25 for further information regarding this common stock dividend.