Revenue from Contracts with Customers (Tables)

3 Months Ended

Mar. 31, 2018

Revenue from Contract with Customer [Abstract]

Schedule of New Accounting Pronouncements and Changes in Accounting Principles

The following table presents the impact to our Condensed Consolidated Balance Sheet as of January 1, 2018, as a result of adopting the amendments to the revenue recognition principles.

($ in millions)	As reported, December 31, 2017			Adjustment related to adoption			As adjusted, January 1, 2018
Assets
Premiums receivable and other insurance assets	$	2,047		$	122		$	2,169
Other assets	5,663			41			5,704
Total assets	$	167,148		$	163		$	167,311
Liabilities
Unearned insurance premiums and service revenue	$	2,604		$	289		$	2,893
Total liabilities	153,654			289			153,943
Equity
Accumulated deficit	(6,406		)	(126		)	(6,532		)
Total equity	13,494			(126		)	13,368
Total liabilities and equity	$	167,148		$	163		$	167,311

Impact of ASU 2014-09 on Balance Sheet and Income Statement [Table Text Block]

The following tables present the impact of adopting the amendments to the revenue recognition principles to our Condensed Consolidated Statement of Comprehensive Income and Condensed Consolidated Balance Sheet.

	Three months ended March 31, 2018
($ in millions)	As reported			Effect of adoption
Other revenue
Insurance premiums and service revenue earned	$	256		$	(6	)
Total other revenue	354			(6		)
Total net revenue	1,403			(6		)
Noninterest expense
Compensation and benefits expense	306			(1		)
Other operating expenses	445			(2		)
Total noninterest expense	814			(3		)
Income from continuing operations before income tax expense	328			(3		)
Income tax expense from continuing operations	76			(1		)
Net income from continuing operations	252			(2		)
Net income	250			(2		)
Comprehensive loss	$	(78	)	$	(2	)

March 31, 2018($ in millions)	As reported			Effect of adoption
Assets
Premiums receivable and other insurance assets	$	2,197		$	125
Other assets	6,025			42
Total assets	170,021			167
Liabilities
Unearned insurance premiums and service revenue	$	2,904		$	295
Total liabilities	156,939			295
Equity
Accumulated deficit	(6,318		)	(128		)
Total equity	13,082			(128		)
Total liabilities and equity	$	170,021		$	167

Disaggregation of Revenue [Table Text Block]

The following table presents a disaggregated view of our revenue from contracts with customers included in other revenue that falls within the scope of the amendments to the revenue recognition principles.

Three months ended March 31, 2018 ($ in millions)	Automotive Finance operations		Insurance operations		Mortgage Finance operations		Corporate Finance operations		Corporate and Other		Consolidated
Revenue from contracts with customers
Noninsurance contracts	$	—	$	123	$	—	$	—	$	—	$	123
Remarketing fee income	23		—		—		—		—		23
Brokerage commissions and other revenue	—		—		—		—		16		16
Brokered/agent commissions	—		4		—		—		—		4
Deposit account and other banking fees	—		—		—		—		3		3
Other	2		1		—		—		—		3
Total revenue from contracts with customers	25		128		—		—		19		172
All other revenue	41		118		1		8		14		182
Total other revenue (a)	$	66	$	246	$	1	$	8	$	33	$	354

(a) Represents a component of total net revenue. Refer to Note 22 for further information on our reportable operating segments.

In addition to the components of other revenue presented above, as part of our Automotive Finance operations, we recognized $18 million of gain on the sale of off-lease vehicles through depreciation expense on operating lease assets in our Condensed Consolidated Statement of Comprehensive Income during the three months endedMarch 31, 2018.