Segment and Geographic Information (Tables)

12 Months Ended

Dec. 31, 2017

Financial information for our reportable operating segments is summarized as follows.



Year ended December 31, ($ in millions)	Automotive Finance operations		Insurance operations		Mortgage Finance operations			Corporate Finance operations		Corporate and Other			Consolidated (a)
2017
Net financing revenue and other interest income	$	3,713	$	59	$	132		$	167	$	150		$	4,221
Other revenue	355		1,059		4			45		81			1,544
Total net revenue	4,068		1,118		136			212		231			5,765
Provision for loan losses	1,134		—		8			22		(16		)	1,148
Total noninterest expense	1,714		950		108			76		262			3,110
Income (loss) from continuing operations before income tax expense	$	1,220	$	168	$	20		$	114	$	(15	)	$	1,507
Total assets	$	114,089	$	7,464	$	11,708		$	3,979	$	29,908		$	167,148
2016
Net financing revenue and other interest income (loss)	$	3,665	$	61	$	97		$	121	$	(37	)	$	3,907
Other revenue	306		1,036		—			26		162			1,530
Total net revenue	3,971		1,097		97			147		125			5,437
Provision for loan losses	924		—		(4		)	10		(13		)	917
Total noninterest expense	1,667		940		67			66		199			2,939
Income (loss) from continuing operations before income tax expense	$	1,380	$	157	$	34		$	71	$	(61	)	$	1,581
Total assets	$	116,347	$	7,172	$	8,307		$	3,183	$	28,719		$	163,728
2015
Net financing revenue and other interest income	$	3,429	$	57	$	57		$	89	$	87		$	3,719
Other revenue (loss)	235		1,033		—			25		(151		)	1,142
Total net revenue (loss)	3,664		1,090		57			114		(64		)	4,861
Provision for loan losses	696		—		7			9		(5		)	707
Total noninterest expense	1,633		879		39			55		155			2,761
Income (loss) from continuing operations before income tax expense	$	1,335	$	211	$	11		$	50	$	(214	)	$	1,393
Total assets	$	115,636	$	7,053	$	6,461		$	2,677	$	26,754		$	158,581


(a)	Net financing revenue and other interest income after the provision for loan losses totaled $3.1 billion for the year ended December 31, 2017, and $3.0 billion for both the years ended December 31, 2016, and 2015.

Information concerning principal geographic areas was as follows.



Year ended December 31, ($ in millions)	Total net revenue (a)		Income (loss) from continuing operations before income tax expense			Net income (loss) (b)			Identifiable assets (c)		Long-lived assets (d)
2017
Canada	$	89	$	42		$	37		$	406	$	—
Europe	—		(1		)	(6		)	315		—
Latin America	—		—			—			23		—
Asia-Pacific	—		—			—			2		—
Total foreign (e)	89		41			31			746		—
Total domestic (f)	5,676		1,466			898			166,162		9,197
Total	$	5,765	$	1,507		$	929		$	166,908	$	9,197
2016
Canada	$	90	$	44		$	32		$	499	$	—
Europe	—		—			(1		)	276		—
Latin America	—		—			(1		)	23		—
Asia-Pacific	—		—			—			2		—
Total foreign (e)	90		44			30			800		—
Total domestic (f)	5,347		1,537			1,037			162,688		11,846
Total	$	5,437	$	1,581		$	1,067		$	163,488	$	11,846
2015
Canada	$	98	$	47		$	35		$	514	$	—
Europe	1		4			27			325		—
Latin America	—		—			(2		)	28		—
Asia-Pacific	—		—			452			2		—
Total foreign (e)	99		51			512			869		—
Total domestic (f)	4,762		1,342			777			157,685		16,506
Total	$	4,861	$	1,393		$	1,289		$	158,554	$	16,506


(a)	Revenue consists of net financing revenue and other interest income and total other revenue as presented in our Consolidated Statement of Income.


(b)	Gain (loss) realized on sale of discontinued operations are allocated to the geographic area in which the business operated.


(c)	Identifiable assets consist of total assets excluding goodwill.


(d)	Long-lived assets consist of investments in operating leases, net, and net property and equipment.


(e)	Our foreign operations as of December 31, 2017, 2016, and 2015, consist of our ongoing Insurance operations in Canada and our remaining international entities in wind-down.


(f)	Amounts include eliminations between our domestic and foreign operations.