Other Operating Expenses

9 Months Ended

Sep. 30, 2017

Operating Expenses [Abstract]

Other Operating Income and Expense [Text Block]

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended September 30,				Nine months ended September 30,
($ in millions)	2017		2016		2017		2016
Insurance commissions	$	106	$	99	$	309	$	290
Technology and communications	72		70		212		203
Lease and loan administration	41		34		116		100
Advertising and marketing	33		27		96		75
Vehicle remarketing and repossession	29		24		82		70
Regulatory and licensing fees	27		26		82		68
Professional services	28		25		81		75
Premises and equipment depreciation	22		19		67		61
Occupancy	11		13		34		38
Non-income taxes	6		10		22		27
Other	49		71		148		182
Total other operating expenses	$	424	$	418	$	1,249	$	1,189