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Regulatory Capital and Other Regulatory Matters (Tables)
6 Months Ended
Jun. 30, 2017
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
The following table summarizes our capital ratios under the U.S. Basel III capital framework.
 
June 30, 2017
 
December 31, 2016
 
Required minimum
 
Well-capitalized minimum
($ in millions)
Amount
 
Ratio
 
Amount
 
Ratio
 
Capital ratios
 
 
 
 
 
 
 
 
 
 
 
Common Equity Tier 1 (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Ally Financial Inc.
$
13,066

 
9.47
%
 
$
12,978

 
9.37
%
 
4.50
%
 
(a)

Ally Bank
18,975

 
17.89

 
17,888

 
16.70

 
4.50

 
6.50
%
Tier 1 (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Ally Financial Inc.
$
15,417

 
11.18
%
 
$
15,147

 
10.93
%
 
6.00
%
 
6.00
%
Ally Bank
18,975

 
17.89

 
17,888

 
16.70

 
6.00

 
8.00

Total (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Ally Financial Inc.
$
17,704

 
12.83
%
 
$
17,419

 
12.57
%
 
8.00
%
 
10.00
%
Ally Bank
19,651

 
18.53

 
18,458

 
17.24

 
8.00

 
10.00

Tier 1 leverage (to adjusted quarterly average assets) (b)
 
 
 
 
 
 
 
 
 
 
 
Ally Financial Inc.
$
15,417

 
9.51
%
 
$
15,147

 
9.54
%
 
4.00
%
 
(a)

Ally Bank
18,975

 
15.31

 
17,888

 
15.21

 
15.00

(c) 
5.00
%
(a)
Currently, there is no ratio component for determining whether a BHC is "well-capitalized."
(b)
Federal regulatory reporting guidelines require the calculation of adjusted quarterly average assets using a daily average methodology.
(c)
Ally Bank has committed to the FRB to maintain a Tier 1 leverage ratio of at least 15%.