Segment and Geographic Information (Tables)

12 Months Ended

Dec. 31, 2016

Financial information for our reportable operating segments is summarized as follows.



Year ended December 31, ($ in millions)	Automotive Finance operations		Insurance operations		Mortgage Finance operations			Corporate Finance operations			Corporate and Other			Consolidated (a)
2016
Net financing revenue and other interest income (loss)	$	3,665	$	61	$	97		$	121		$	(37	)	$	3,907
Other revenue	306		1,036		—			26			162			1,530
Total net revenue	3,971		1,097		97			147			125			5,437
Provision for loan losses	924		—		(4		)	10			(13		)	917
Total noninterest expense	1,667		940		67			66			199			2,939
Income (loss) from continuing operations before income tax expense	$	1,380	$	157	$	34		$	71		$	(61	)	$	1,581
Total assets	$	116,347	$	7,172	$	8,307		$	3,183		$	28,719		$	163,728
2015
Net financing revenue and other interest income	$	3,429	$	57	$	57		$	89		$	87		$	3,719
Other revenue (loss)	235		1,033		—			25			(151		)	1,142
Total net revenue (loss)	3,664		1,090		57			114			(64		)	4,861
Provision for loan losses	696		—		7			9			(5		)	707
Total noninterest expense	1,633		879		39			55			155			2,761
Income (loss) from continuing operations before income tax expense	$	1,335	$	211	$	11		$	50		$	(214	)	$	1,393
Total assets	$	115,636	$	7,053	$	6,461		$	2,677		$	26,754		$	158,581
2014
Net financing revenue and other interest income (loss)	$	3,321	$	56	$	36		$	59		$	(97	)	$	3,375
Other revenue (loss)	264		1,129		—			32			(149		)	1,276
Total net revenue (loss)	3,585		1,185		36			91			(246		)	4,651
Provision for loan losses	542		—		3			(16		)	(72		)	457
Total noninterest expense	1,614		988		21			43			282			2,948
Income (loss) from continuing operations before income tax expense	$	1,429	$	197	$	12		$	64		$	(456	)	$	1,246
Total assets	$	113,188	$	7,190	$	3,542		$	1,870		$	25,841		$	151,631


(a)	Net financing revenue and other interest income after the provision for loan losses totaled $3.0 billion, for the years ended December 31, 2016, and 2015, and $2.9 billion for the year ended December 31, 2014.

Information concerning principal geographic areas was as follows.



Year ended December 31, ($ in millions)	Total net revenue (a)		Income from continuing operations before income tax expense		Net income (loss) (b)			Identifiable assets (c)		Long-lived assets (d)
2016
Canada	$	90	$	44	$	32		$	499	$	—
Europe	—		—		(1		)	276		—
Latin America	—		—		(1		)	23		—
Asia-Pacific	—		—		—			2		—
Total foreign (e)	90		44		30			800		—
Total domestic (f)	5,347		1,537		1,037			162,688		11,846
Total	$	5,437	$	1,581	$	1,067		$	163,488	$	11,846
2015
Canada	$	98	$	47	$	35		514		—
Europe	1		4		27			325		—
Latin America	—		—		(2		)	28		—
Asia-Pacific	—		—		452			2		—
Total foreign (e)	99		51		512			869		—
Total domestic (f)	4,762		1,342		777			157,685		16,506
Total	$	4,861	$	1,393	$	1,289		$	158,554	$	16,506
2014
Canada	$	124	$	54	$	68		$	590	$	—
Europe	2		—		4			1,636		—
Latin America	—		—		(8		)	29		—
Asia-Pacific	—		—		122			636		—
Total foreign (e)	126		54		186			2,891		—
Total domestic (f)	4,525		1,192		964			148,713		19,735
Total	$	4,651	$	1,246	$	1,150		$	151,604	$	19,735


(a)	Revenue consists of net financing revenue and other interest income and total other revenue as presented in our Consolidated Financial Statements.


(b)	Gain (loss) realized on sale of discontinued operations are allocated to the geographic area in which the business operated.


(c)	Identifiable assets consist of total assets excluding goodwill.


(d)	Long-lived assets consist of investments in operating leases, net, and net property and equipment.


(e)	Our foreign operations as of December 31, 2016, 2015, and 2014, consist of our ongoing Insurance operations in Canada and our remaining international entities in wind-down.


(f)	Amounts include eliminations between our domestic and foreign operations.