Other Operating Expenses

9 Months Ended

Sep. 30, 2016

Operating Expenses [Abstract]

Other Operating Expenses [Text Block]

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended September 30,				Nine months ended September 30,
($ in millions)	2016		2015		2016		2015
Insurance commissions	$	99	$	95	$	290	$	283
Technology and communications	70		65		203		198
Lease and loan administration	34		31		100		92
Advertising and marketing	27		26		75		80
Professional services	25		23		75		68
Vehicle remarketing and repossession	24		20		70		56
Regulatory and licensing fees	26		18		68		59
Premises and equipment depreciation	19		20		61		62
Occupancy	13		13		38		38
Non-income taxes	10		11		27		26
Other	71		56		182		166
Total other operating expenses	$	418	$	378	$	1,189	$	1,128