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Regulatory Capital (Tables)
6 Months Ended
Jun. 30, 2016
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
The following table summarizes our capital ratios under the U.S. Basel III capital framework.
 
June 30, 2016
 
December 31, 2015
 
Required
minimum
 
Well-capitalized
minimum
($ in millions)
Amount
 
Ratio
 
Amount
 
Ratio
 
Capital ratios
 
 
 
 
 
 
 
 
 
 
 
Common Equity Tier 1 (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Ally Financial Inc.
$
12,829

 
9.59
%
 
$
12,507

 
9.21
%
 
4.50
%
 
(a)

Ally Bank
17,209

 
17.64

 
16,594

 
17.05

 
4.50

 
6.50
%
Tier 1 (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Ally Financial Inc.
$
14,959

 
11.18
%
 
$
15,077

 
11.10
%
 
6.00
%
 
6.00
%
Ally Bank
17,209

 
17.64

 
16,594

 
17.05

 
6.00

 
8.00

Total (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Ally Financial Inc.
$
17,166

 
12.83
%
 
$
17,005

 
12.52
%
 
8.00
%
 
10.00
%
Ally Bank
17,712

 
18.15

 
17,043

 
17.51

 
8.00

 
10.00

Tier 1 leverage (to adjusted quarterly average assets) (b)
 
 
 
 
 
 
 
 
 
 
 
Ally Financial Inc.
$
14,959

 
9.63
%
 
$
15,077

 
9.73
%
 
4.00
%
 
(a)

Ally Bank
17,209

 
15.31

 
16,594

 
15.38

 
15.00

(c) 
5.00
%
(a)
Currently, there is no ratio component for determining whether a BHC is "well-capitalized."
(b)
Federal regulatory reporting guidelines require the calculation of adjusted quarterly average assets using a daily average methodology.
(c)
Ally Bank has committed to the FRB to maintain a Tier 1 leverage ratio of at least 15%.