Other Operating Expenses

6 Months Ended

Jun. 30, 2016

Operating Expenses [Abstract]

Other Operating Expenses [Text Block]

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended June 30,				Six months ended June 30,
($ in millions)	2016		2015		2016		2015
Insurance commissions	$	97	$	95	$	191	$	188
Technology and communications	67		64		133		133
Lease and loan administration	34		32		66		61
Professional services	26		25		50		45
Advertising and marketing	21		23		48		54
Vehicle remarketing and repossession	22		18		46		37
Premises and equipment depreciation	21		22		42		42
Regulatory and licensing fees	21		20		42		41
Occupancy	12		13		25		24
Non-income taxes	8		7		17		15
Other	57		47		111		110
Total other operating expenses	$	386	$	366	$	771	$	750