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Finance Receivables And Loans, Net (Tables)
 3 Months Ended
Mar. 31, 2016
Loans and Leases Receivable, Net Reported Amount, by Category Alternative [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
The composition of finance receivables and loans reported at gross carrying value was as follows.
($ in millions)
 
March 31, 2016
 
December 31, 2015
Consumer automotive (a)
 
$
63,013

 
$
64,292

Consumer mortgage
 
 
 
 
Mortgage Finance (b)
 
7,443

 
6,413

Mortgage — Legacy (c)
 
3,232

 
3,360

Total consumer mortgage
 
10,675

 
9,773

Total consumer
 
73,688

 
74,065

Commercial
 
 
 
 
Commercial and industrial
 
 
 
 
Automotive
 
30,829

 
31,469

Other
 
2,863

 
2,640

Commercial real estate — Automotive
 
3,496

 
3,426

Total commercial
 
37,188

 
37,535

Total finance receivables and loans (d)
 
$
110,876

 
$
111,600

(a)
Includes $87 million and $66 million of fair value adjustment for loans in hedge accounting relationships at March 31, 2016, and December 31, 2015, respectively. Refer to Note 19 for additional information.
(b)
Includes loans originated as interest-only mortgage loans of $41 million and $44 million at March 31, 2016, and December 31, 2015, respectively, 6% of which are expected to start principal amortization in 2016, 3% in 2017, none in 2018, 40% in 2019, and 36% thereafter.
(c)
Includes loans originated as interest-only mortgage loans of $889 million and $941 million at March 31, 2016, and December 31, 2015, respectively, 26% of which are expected to start principal amortization in 2016, 22% in 2017, 2% in 2018, none in 2019, and 1% thereafter.
(d)
Totals include a net increase of $198 million and $110 million at March 31, 2016, and December 31, 2015, respectively, for unearned income, unamortized premiums and discounts, and deferred fees and costs.
Allowance for Credit Losses on Financing Receivables [Table Text Block]
The following tables present an analysis of the activity in the allowance for loan losses on finance receivables and loans.
Three months ended March 31, 2016 ($ in millions)
 
Consumer automotive
 
Consumer mortgage
 
Commercial
 
Total
Allowance at January 1, 2016
 
$
834

 
$
114

 
$
106

 
$
1,054

Charge-offs
 
(253
)
 
(10
)
 
—

 
(263
)
Recoveries
 
80

 
4

 
—

 
84

Net charge-offs
 
(173
)
 
(6
)
 
—

 
(179
)
Provision for loan losses
 
207

 
7

 
6

 
220

Other (a)
 
(18
)
 
—

 
—

 
(18
)
Allowance at March 31, 2016
 
$
850

 
$
115

 
$
112

 
$
1,077

Allowance for loan losses at March 31, 2016
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
25

 
$
43

 
$
18

 
$
86

Collectively evaluated for impairment
 
825

 
72

 
94

 
991

Loans acquired with deteriorated credit quality
 
—

 
—

 
—

 
—

Finance receivables and loans at gross carrying value
 
 
 
 
 
 
 
 
Ending balance
 
$
63,013

 
$
10,675

 
$
37,188

 
$
110,876

Individually evaluated for impairment
 
337

 
261

 
90

 
688

Collectively evaluated for impairment
 
62,676

 
10,414

 
37,098

 
110,188

Loans acquired with deteriorated credit quality
 
—

 
—

 
—

 
—


(a)
Primarily related to the transfer of finance receivables and loans from held-for-investment to held-for-sale.
Three months ended March 31, 2015 ($ in millions)
 
Consumer automotive
 
Consumer mortgage
 
Commercial
 
Total
Allowance at January 1, 2015
 
$
685

 
$
152

 
$
140

 
$
977

Charge-offs
 
(193
)
 
(22
)
 
—

 
(215
)
Recoveries
 
61

 
3

 
1

 
65

Net charge-offs
 
(132
)
 
(19
)
 
1

 
(150
)
Provision for loan losses
 
158

 
(5
)
 
(37
)
 
116

Other (a)
 
—

 
(9
)
 
(1
)
 
(10
)
Allowance at March 31, 2015
 
$
711

 
$
119

 
$
103

 
$
933

Allowance for loan losses at March 31, 2015
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
21

 
$
54

 
$
15

 
$
90

Collectively evaluated for impairment
 
690

 
65

 
88

 
843

Loans acquired with deteriorated credit quality
 
—

 
—

 
—

 
—

Finance receivables and loans at gross carrying value
 
 
 
 
 
 
 
 
Ending balance
 
$
57,447

 
$
7,652

 
$
34,757

 
$
99,856

Individually evaluated for impairment
 
278

 
253

 
65

 
596

Collectively evaluated for impairment
 
57,169

 
7,399

 
34,692

 
99,260

Loans acquired with deteriorated credit quality
 
—

 
—

 
—

 
—


(a)
Primarily related to the transfer of finance receivables and loans from held-for-investment to held-for-sale.
Schedule Of Sales Of Financing Receivables And Loans [Table Text Block]
The following table presents the gross carrying value of significant sales of finance receivables and loans and transfers of finance receivables and loans from held-for-investment to held-for-sale.
 
 
Three months ended March 31,
($ in millions)
 
2016
 
2015
Consumer automotive
 
$
2,599

 
$
—

Consumer mortgage
 
2

 
69

Commercial
 
—

 
—

Total sales and transfers
 
$
2,601

 
$
69
Schedule of Purchases of Financing Receivables and Loans [Table Text Block]

The following table presents information about significant purchases of finance receivables and loans.
 
 
Three months ended March 31,
($ in millions)
 
2016
 
2015
Consumer automotive
 
$
—

 
$
—

Consumer mortgage
 
1,370

 
654

Total purchases of finance receivables and loans
 
$
1,370

 
$
654
Past Due Financing Receivables [Table Text Block]

The following table presents an analysis of our past due finance receivables and loans recorded at gross carrying value.
($ in millions)
 
30-59 days past due
 
60-89 days past due
 
90 days or more past due
 
Total past due
 
Current
 
Total finance receivables and loans
March 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
Consumer automotive
 
$
1,227

 
$
247

 
$
215

 
$
1,689

 
$
61,324

 
$
63,013

Consumer mortgage
 
 
 
 
 
 
 
 
 
 
 
 
Mortgage Finance
 
65

 
3

 
8

 
76

 
7,367

 
7,443

Mortgage — Legacy
 
46

 
16

 
70

 
132

 
3,100

 
3,232

Total consumer mortgage
 
111

 
19

 
78

 
208

 
10,467

 
10,675

Total consumer
 
1,338

 
266

 
293

 
1,897

 
71,791

 
73,688

Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
 
Automotive
 
—

 
—

 
—

 
—

 
30,829

 
30,829

Other
 
—

 
—

 
—

 
—

 
2,863

 
2,863

Commercial real estate — Automotive
 
—

 
—

 
—

 
—

 
3,496

 
3,496

Total commercial
 
—


—


—


—


37,188


37,188

Total consumer and commercial
 
$
1,338


$
266


$
293


$
1,897


$
108,979


$
110,876

December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
Consumer automotive
 
$
1,618

 
$
369

 
$
222

 
$
2,209

 
$
62,083

 
$
64,292

Consumer mortgage
 
 
 
 
 
 
 
 
 
 
 
 
Mortgage Finance
 
44

 
5

 
10

 
59

 
6,354

 
6,413

Mortgage — Legacy
 
53

 
20

 
73

 
146

 
3,214

 
3,360

Total consumer mortgage
 
97

 
25

 
83

 
205

 
9,568

 
9,773

Total consumer
 
1,715

 
394

 
305

 
2,414

 
71,651

 
74,065

Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
 
Automotive
 
—

 
—

 
—

 
—

 
31,469

 
31,469

Other
 
—

 
—

 
—

 
—

 
2,640

 
2,640

Commercial real estate — Automotive
 
—

 
—

 
—

 
—

 
3,426

 
3,426

Total commercial
 
—


—


—


—


37,535


37,535

Total consumer and commercial
 
$
1,715


$
394


$
305


$
2,414


$
109,186


$
111,600
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

The following table presents the gross carrying value of our finance receivables and loans on nonaccrual status.
($ in millions)
 
March 31, 2016
 
December 31, 2015
Consumer automotive
 
$
492

 
$
475

Consumer mortgage
 
 
 
 
Mortgage Finance
 
11

 
15

Mortgage — Legacy
 
105

 
113

Total consumer mortgage
 
116

 
128

Total consumer
 
608

 
603

Commercial
 
 
 
 
Commercial and industrial
 
 
 
 
Automotive
 
19

 
25

Other
 
66

 
44

Commercial real estate — Automotive
 
5

 
8

Total commercial
 
90

 
77

Total consumer and commercial finance receivables and loans
 
$
698


$
680
Financing Receivable Credit Quality Indicators - Performing and Nonperforming [Table Text Block]
The following table presents performing and nonperforming credit quality indicators in accordance with our internal accounting policies for our consumer finance receivables and loans recorded at gross carrying value. Nonperforming loans include finance receivables and loans on nonaccrual status when the principal or interest has been delinquent for 90 days or when full collection is not expected. Refer to Note 1 to the Consolidated Financial Statements in our 2015 Annual Report on Form 10-K for additional information.
 
 
March 31, 2016
 
December 31, 2015
($ in millions)
 
Performing
 
Nonperforming
 
Total
 
Performing
 
Nonperforming
 
Total
Consumer automotive
 
$
62,521

 
$
492

 
$
63,013

 
$
63,817

 
$
475

 
$
64,292

Consumer mortgage
 
 
 
 
 
 
 
 
 
 
 
 
Mortgage Finance
 
7,432

 
11

 
7,443

 
6,398

 
15

 
6,413

Mortgage — Legacy
 
3,127

 
105

 
3,232

 
3,247

 
113

 
3,360

Total consumer mortgage
 
10,559

 
116

 
10,675

 
9,645

 
128

 
9,773

Total consumer
 
$
73,080

 
$
608

 
$
73,688

 
$
73,462

 
$
603

 
$
74,065
Schedule Of Pass And Criticized Credit Quality Indicators Of Finance Receivables [Table Text Block]
The following table presents pass and criticized credit quality indicators based on regulatory definitions for our commercial finance receivables and loans recorded at gross carrying value.
 
 
March 31, 2016
 
December 31, 2015
($ in millions)
 
Pass
 
Criticized (a)
 
Total
 
Pass
 
Criticized (a)
 
Total
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
 
Automotive
 
$
29,008

 
$
1,821

 
$
30,829

 
$
29,613

 
$
1,856

 
$
31,469

Other
 
2,144

 
719

 
2,863

 
2,122

 
518

 
2,640

Commercial real estate — Automotive
 
3,334

 
162

 
3,496

 
3,265

 
161

 
3,426

Total commercial
 
$
34,486

 
$
2,702

 
$
37,188


$
35,000

 
$
2,535

 
$
37,535

(a)
Includes loans classified as special mention, substandard, or doubtful. These classifications are based on regulatory definitions and generally represent loans within our portfolio that have a higher default risk or have already defaulted.
Impaired Financing Receivables [Table Text Block]
The following table presents information about our impaired finance receivables and loans.
($ in millions)
 
Unpaid principal balance (a)
 
Gross carrying value
 
Impaired with no allowance
 
Impaired with an allowance
 
Allowance for impaired loans
March 31, 2016
 
 
 
 
 
 
 
 
 
 
Consumer automotive
 
$
375

 
$
337

 
$
118

 
$
219

 
$
25

Consumer mortgage
 
 
 
 
 
 
 
 
 
 
Mortgage Finance
 
9

 
8

 
4

 
4

 
1

Mortgage — Legacy
 
256

 
253

 
59

 
194

 
42

Total consumer mortgage
 
265

 
261

 
63

 
198

 
43

Total consumer
 
640

 
598

 
181

 
417

 
68

Commercial
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
Automotive
 
19

 
19

 
3

 
16

 
2

Other
 
78

 
66

 
23

 
43

 
15

Commercial real estate — Automotive
 
5

 
5

 
1

 
4

 
1

Total commercial
 
102

 
90

 
27

 
63

 
18

Total consumer and commercial finance receivables and loans
 
$
742


$
688


$
208


$
480


$
86

December 31, 2015
 
 
 
 
 
 
 
 
 
 
Consumer automotive
 
$
315

 
$
315

 
$
—

 
$
315

 
$
22

Consumer mortgage
 
 
 
 
 
 
 
 
 
 
Mortgage Finance
 
9

 
9

 
5

 
4

 
1

Mortgage — Legacy
 
260

 
257

 
59

 
198

 
43

Total consumer mortgage
 
269

 
266

 
64

 
202

 
44

Total consumer
 
584

 
581

 
64

 
517

 
66

Commercial
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
Automotive
 
25

 
25

 
4

 
21

 
3

Other
 
44

 
44

 
—

 
44

 
15

Commercial real estate — Automotive
 
8

 
8

 
1

 
7

 
2

Total commercial
 
77

 
77

 
5

 
72

 
20

Total consumer and commercial finance receivables and loans
 
$
661


$
658


$
69


$
589


$
86

(a)
Adjusted for charge-offs.
Schedule of Average Balance And Interest Income Of Impaired Finance Receivables [Table Text Block]
The following table presents average balance and interest income for our impaired finance receivables and loans.
 
 
2016
 
2015
Three months ended March 31, ($ in millions)
 
Average balance
 
Interest income
 
Average balance
 
Interest income
Consumer automotive
 
$
326

 
$
4

 
$
290

 
$
4

Consumer mortgage
 
 
 
 
 
 
 
 
Mortgage Finance
 
9

 
—

 
7

 
—

Mortgage — Legacy
 
255

 
2

 
304

 
2

Total consumer mortgage
 
264

 
2

 
311

 
2

Total consumer
 
590

 
6

 
601

 
6

Commercial
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
Automotive
 
23

 
—

 
34

 
—

Other
 
49

 
1

 
40

 
3

Commercial real estate — Automotive
 
6

 
—

 
4

 
—

Total commercial
 
78

 
1

 
78

 
3

Total consumer and commercial finance receivables and loans
 
$
668


$
7


$
679


$
9
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
The following table presents information related to finance receivables and loans recorded at gross carrying value modified in connection with a TDR during the period.
 
 
2016
 
2015
Three months ended March 31,
($ in millions)
 
Number of
loans
 
Pre-modification gross
carrying value 
 
Post-modification
gross carrying value 
 
Number of
loans
 
Pre-modification gross
carrying value 
 
Post-modification
gross carrying value 
Consumer automotive
 
5,622

 
$
89

 
$
76

 
4,055

 
$
63

 
$
53

Consumer mortgage
 
 
 
 
 
 
 
 
 
 
 
 
Mortgage Finance
 
1

 
1

 
1

 
2

 
1

 
1

Mortgage — Legacy
 
31

 
4

 
4

 
38

 
6

 
5

Total consumer mortgage
 
32

 
5

 
5

 
40

 
7

 
6

Total consumer
 
5,654

 
94

 
81

 
4,095

 
70

 
59

Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
 
Automotive
 
—

 
—

 
—

 
—

 
—

 
—

Other
 
—

 
—

 
—

 
—

 
—

 
—

Commercial real estate — Automotive
 
—

 
—

 
—

 
—

 
—

 
—

Total commercial
 
—

 
—

 
—

 
—

 
—

 
—

Total consumer and commercial finance receivables and loans
 
5,654


$
94


$
81


4,095


$
70


$
59
Finance receivables and loans redefaulted during the period [Table Text Block]
The following table presents information about finance receivables and loans recorded at gross carrying value that have redefaulted during the reporting period and were within 12 months or less of being modified as a TDR. Redefault is when finance receivables and loans meet the requirements for evaluation under our charge-off policy (refer to Note 1 to the Consolidated Financial Statements in our 2015 Annual Report on Form 10-K for additional information) except for commercial finance receivables and loans, where redefault is defined as 90 days past due.
 
 
2016
 
2015
Three months ended March 31, ($ in millions)
 
Number of loans
 
Gross carrying value
 
Charge-off amount
 
Number of loans
 
Gross carrying value
 
Charge-off amount
Consumer automotive
 
1,800

 
$
23

 
$
12

 
1,581

 
$
19

 
$
11

Consumer mortgage
 
 
 
 
 
 
 
 
 
 
 
 
Mortgage Finance
 
—

 
—

 
—

 
—

 
—

 
—

Mortgage — Legacy
 
1

 
—

 
—

 
4

 
—

 
—

Total consumer finance receivables and loans
 
1,801


$
23


$
12


1,585


$
19


$
11